Travel Prepaid Cards

Travel prepaid cards are perfect for those who wish to access foreign currency and pay for goods whilst holidaying or working abroad. As a prepaid card, funds need to be loaded up front, but many cards offer a 'locked-in' exchange rate, so you know what you are getting for your pound. Compare the deals and offers of the following cards and choose the best for you.

  • Special Offer - Join today and get £10 free on your card when you load £50 or more (T&Cs apply - see website for details)
  • Peer-to-peer foreign exchange - effectively swap currency with other travellers and get a highly competitive rate of 1% per transaction*
  • This prepaid Mastercard is completely free to load and free to use in shops, restaurants and online
  • The WeSwap card can carry up to 18 currencies at once, so you can keep you pounds, euros, dollars and more in one easy place
  • *The rate of 1% applies if you allow a week to exchange your money - If you only have 3 days, the rate is 1.3%, and if you need your currency instantly, the rate is 2%
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: £0
    Abroad: £0
    Transaction Fees
    UK: £0
    Abroad: £0
    Credit
    Check
    No
  • Separate your holiday money from your regular bank account
  • Lock and unlock your card using the Soldo App and check spending and balances in real time
  • Zero commission on foreign currency exchange
  • Deposit funds onto your card via bank transfer or debit card
  • Get this card for free for the first 3 months (£2 a month per user after that)
  • Must be a UK resident and a Smartphone user, aged 18 years or over
  • Set Up Fee
    £0
    Annual Fee
    £18
    Reload Fee
    £0
    ATM Fees
    UK: £0.50
    Abroad: £1
    Transaction Fees
    UK: £0
    Abroad: £0
    Credit
    Check
    No
  • Lock in the best exchange rates when you load your card, load your card when the rate suits you !
  • No cost to spend your leftover currency in the UK when you come home
  • Get great exchange rates with no transaction or management fees
  • Free purchase transactions made in the UK and overseas
  • Must be a UK resident, aged 18 years or over
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: £1 + 1.4%
    Abroad: £1 + 1.4%
    Transaction Fees
    UK: %1.40
    Abroad: %1.40
    Credit
    Check
    No
  • Lock in the best exchange rates when you load your card, load your card when the rate suits you !
  • No cost to spend your leftover Euros in the UK when you come home
  • Get great Euro rates with no transaction or management fees
  • Free purchase transactions made in the UK and overseas
  • Chip & PIN secure worldwide MasterCard
  • Must be a UK resident, aged 18 years or over
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: €1.50
    Abroad: €1.50
    Transaction Fees
    UK: 1.40%
    Abroad: £0
    Credit
    Check
    No
  • Get £5 cashback when you register at www.breadcashback.com
  • Load funds directly from a UK debit card
  • Available to all UK residents aged 18 or over
  • Earn cashback when shopping at over 1,000 leading online stores
  • Instant approval if over you are over 18 and a UK resident, subject to ID check
  • Set Up Fee
    £7.50
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: £1.50
    Abroad: £1.99
    Transaction Fees
    UK: £1.50
    Abroad: £2.75
    Credit
    Check
    No
  • Fix your exchange rates before you travel and have up to 10% more cash
  • Feel confident you are getting competitive exchange rates
  • No need to worry about what rates and fees your bank may charge you
  • Express courier replacement if you lose your card (additional fees apply)
  • Instant approval if over you are over 18 and a UK resident, subject to ID check
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: £0
    Abroad: £0
    Transaction Fees
    UK: £0
    Abroad: £0
    Credit
    Check
    No
  • Lock in the best exchange rates when you load your card, load your card when the rate suits you !
  • Get great Dollar rates with no transaction or management fees
  • Free purchase transactions made in the UK and overseas
  • Chip & PIN secure worldwide MasterCard
  • Must be a UK resident, aged 18 years or over
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: $2
    Abroad: $2
    Transaction Fees
    UK: 1.40%
    Abroad: £0
    Credit
    Check
    No
  • Excellent exchange rates and a free card (normally £5.95) when you load more than £100 onto the card
  • 0% transaction fees & 0% management fees
  • Lock in the best exchange rates when you load your card
  • Quick approval - subject to ID checks
  • Top-up your card free of charge online
  • Must be a UK resident, aged 18 years or over
  • Set Up Fee
    £0
    Annual Fee
    £0
    Reload Fee
    £0
    ATM Fees
    UK: £3.50
    Abroad: £0
    Transaction Fees
    UK: £0
    Abroad: £0
    Credit
    Check
    No
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Comparing Prepaid Travel & Currency Cards

The market for prepaid travel (foreign exchange) credit cards is constantly moving and evolving. There was a time when only a select group offered these products, but fortunately those days are long gone! A quick look through the prepaid card comparison table shows that there are a number of issuers all vying for our foreign exchange business. What that means, in a practical sense, is that customers can get some great prepaid travel credit cards if they are willing to shop around. Unfortunately, many individuals leave arranging their foreign currency to the last minute, or they buy products on impulse which are sold in convenient travel related businesses (airlines, travel agents etc.). No doubt some people still do get a reasonable deal by selecting a product in this unplanned fashion, but (as with all impulse shopping) many will discover they could have obtained a considerably better deal on their foreign exchange if they had shopped around and researched the best prepaid travel credit card for their needs.

What Prepaid Travel Credit Cards Are Available?

With so much choice available in the Foreign Exchange Card/Prepaid Travel Credit Card space, the products themselves had to diversify to appeal to different segments of a very wide market. This means you can get cards specifically designed to offer the best foreign exchange rates on specific currencies. Dollar prepaid cards and Euro prepaid cards are perhaps the most common, but some prepaid travel credit cards allow individuals to select other currencies. Indeed, some prepaid travel credit cards offer the ability to use them across a host of different currencies in a host of different countries.

Why Get A Prepaid Travel Credit Card?

Prepaid travel credit cards are fast replacing historically popular methods for obtaining foreign currency (like travellers' cheques or locking away bundles of sterling in a safe for exchange), and there are a number of reasons for this. Firstly they offer a great deal of security; they are protected using the same chip and pin technology that ensures conventional payments are secure. Secondly, they can be used in ATMs, meaning there's no need to spend hours looking for a shop or bank to exchange currency or travellers cheques (perhaps even longer if you're looking for a good rate!). Thirdly, they can put a barrier between foreign ATM access and your personal current account - There is potentially less concern in losing a prepaid travel card than losing your current account debit card. However, despite the obvious benefits, it's essential you compare prepaid travel credit cards to ensure you get the best product for you.