|
|
Compare Rewards Credit Cards |
| Product Name | Representative APR (variable) | Balance Transfers Intro |
Purchases Intro |
Rewards | ||
|---|---|---|---|---|---|---|
- Collect Tesco Clubcard points wherever you shop
- Spend Clubcard rewards on Tesco shopping, holidays and days out
- No cash advance fee for Clubcard Credit Card Tesco Travel Money purchases
Representative Example: 16.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 16.9% p.a. (variable). *Your credit limit may vary depending upon your circumstances.
- Get 10 Nectar points per £1 on Sainsbury's shopping for the first 3 mths from account opening (capped at £1,000 spend per month)
- 0% on Purchases for 6 mths and 0% on Transfers for 15 mths (3% fee applies)
- Good credit rating required
Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable)
- 10,000 Nectar bonus points when you first spend £1,000 in your first 3 months of Cardmembership
- Earn 2 Nectar points for almost every £1 you spend.
- £25 Annual Fee
Representative Example: 25.0% APR variable. Based on assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable.
- Receive 2,500 bonus YourPoints when you apply, and every year thereafter, plus double YourPoints for 15 months from account opening
- Redeem YourPoints at outlets such as Marks & Spencer, Boots and Amazon
- Very good credit rating required
Representative Example: 16.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 16.95% p.a. (variable). *Your credit limit may vary depending upon your circumstances
- Receive 2,500 bonus YourPoints when you apply, and every year thereafter, plus double YourPoints for 9 months from account opening
- Redeem YourPoints at outlets such as Marks & Spencer, easyjet and Amazon
- Very good credit rating required
Representative Example: 16.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 16.95% p.a. (variable). *Your credit limit may vary depending upon your circumstances.
-
Tesco Clubcard Credit Card with Balance Transfer
-
16.9%
APR
-
0%
25 mths
2.90% fee
-
0%
3 mths
-
Clubcard Points
- 0% Transfers for 25 months
- Collect Tesco Clubcard points wherever you shop
- Card replacement & cash advance - if you lose your card abroad
Representative Example: 16.9%APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 16.9% p.a. (variable). *Your credit limit may vary depending upon your circumstances.
- No fees on purchases overseas in a foreign currency, even when you’re shopping from home, online or over the phone
- Pay no cash fee on your Credit Card to buy travel money at the Post Office
- Excellent credit rating required
Representative Example: 16.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 16.9% p.a. (variable)
- Earn AA Reward points on all purchases - Double points on fuel and motoring
- Redeem points for cash back, high street shopping vouchers and more
- Excellent credit rating required
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.
* While reasonable efforts are made to keep information updated, credit card terms cannot be guaranteed for accuracy. Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.
* Please note that the ‘More info’ or ‘Apply here’ product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites.
Getting the Best Reward Credit Cards
Rewards credit cards are an increasingly popular way for UK customers to get additional rewards for shopping and, if you are clearing your balance every month, the choice available means you're likely to find something that suits your needs. That said, if you're not clearing your credit card balance every month it is unlikely that a rewards card will be suited to your needs, because the interest you'll be accruing is likely to cost more than the monetary value of any rewards you receive.
Comparing Rewards Products to Get the Best Credit Card
What you should look for in a rewards card really depends on your personal interests, what you spend, where you spend (remember not all cards are accepted everywhere!) and your wider personal circumstances (if you work for an airline; airmiles are likely to be of little value versus what you get as part of your employment package). Once you've decided what type of reward credit card you want you need to start comparing products in an impartial manner to ensure marketing messages don't cloud your judgement.
Credit Cards not Offering Direct Rewards
Before you apply for a credit card you should also consider whether product benefits beyond standard rewards are better suited to your personal circumstances. Certain UK Travel Credit Cards, for instance, don't offer direct rewards (points, cash or airmiles), but they do offer preferential rates on foreign currency exchange and shopping abroad. If you travel frequently you might find that these types of benefits are more likely to be of use to you.
Search
Search through all
Compare
Compare offers side by side to determine which card is best for you.
Apply
Apply for a credit card with a secure online application.
Secure SSL Technology