Credit Card Guides
Our credit card guides give you the information the need to apply for, and better manage, UK credit cards.
Top Credit Card Guides
Credit cards have been an integral part of UK personal finance for over 50 years. Most adults will have, or at some point will have had, a credit card. Indeed, for many people, card ownership marks something of a 'coming of age'. Read our guide to help you understand the ins and outs of these ever-popular products.
‘Section 75’ refers to Section 75 of the Consumer Credit Act 1974. This part of the legislation details the additional consumer protection afforded to individuals making certain types of payments using credit. This protection makes the supplier of the credit (e.g. the Credit Card issuer) associated with an individual item ‘jointly and severally liable’
Every year thousands of people in the UK have their applications for credit declined. Whether applying for a credit card, loan, or mortgage, the most common reason for this rejection is a poor credit score. So how do you build and maintain a good credit score?
Stoozing can be a useful way to exploit the different interest rates available to consumers for borrowing and saving. Read our guide to learn how you can stooze, and what to watch for.
It's the stuff of nightmares, but are credit cards declined? If it's happened to you, we'll explain the likely causes, and if you want to prevent it, we'll tell you the best practice to can follow to reduce the chances.
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