Virgin Money 34 Month Balance Transfer


Credit Needed
Good Credit
  • 0% for 34 months on Balance Transfers (1.49% fee, min £3) & Money Transfers (4% fee, min £3)
  • 0% for 3 months on purchases
  • Choose your card design - including Quest and iconic Sex Pistols designs
  • Enjoy a fantastic range of offers with your Virgin card including 5% off Virgin holidays, 5% off Virgin holiday cruises, and 10% off Virgin trains
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
    • Representative APR (variable)
      Balance Transfer APR
      0% for 34 months
      Balance Transfer Fee
      Annual Fee
      Credit Needed
      Good Credit

    Representative Example: 19.9% p.a. (variable) on card purchases. This is equivalent to 19.9% APR representative (variable) based on a credit limit of £1,200.

    Virgin credit card summary

    Virgin credit card offers 0% on balance transfers for 34 months (1.49% handling fee, min £3) and 0% for 3 month on card purchases, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.  It also offers discounts on Virgin holidays and other Virgin products.

    Key features of this credit card

    • 19.9% Representative APR (variable)
    • 0% on balance transfers for 34 months (from the date your account is opened.  Transfers to be made within 60 days. 1.49% handling fee applies, min £3), thereafter 19.9%
    • 0% on Money Transfers for 34 months (4% fee, £3 min), thereafter 19.9% (variable)
    • 0% on card purchases for 3 months (from the date your account is opened) 
    • Great discounts on Virgin products and high street names
    • Contactless payment - a quick & easy way to pay for purchases of £30 or less
    • Manage your account online
    • No annual fee

    Acceptance criteria in addition to credit check

    • Aged 18 years or over
    • UK resident
    • Good credit rating