Virgin Money 30 Month Balance Transfer

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Credit Needed
Good Credit
  • 0% for 30 months on Balance Transfers (0.55% fee) & Money Transfers (4% fee)
  • 0% for 3 months on purchases
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design from our fabulous range
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
    • 0% for 30 months on Balance Transfers (0.55% fee) & Money Transfers (4% fee)
    • 0% for 3 months on purchases
    • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
    • Choose your card design from our fabulous range
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
    • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
    • Representative APR (variable)
      20.9%
      APR
      Balance Transfer APR
      0% for 30 months
      Balance Transfer Fee
      0.55%
      Annual Fee
      £0
      Credit Needed
      Good Credit

    Representative Example: Representative 20.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)


    Virgin credit card summary

    Virgin credit card offers 0% on balance transfers for 30 months (0.55% handling fee) and 0% for 3 month on card purchases, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.  It also offers discounts on Virgin holidays and other Virgin products.

    Key features of this credit card

    • Representative 20.9% APR (variable)
    • 0% on balance transfers for 30 months (from the date your account is opened.  Transfers to be made within 60 days. 0.55% handling fee applies), thereafter 20.9%
    • 0% on Money Transfers for 30 months (4% fee), thereafter 20.9% (variable)
    • 0% on card purchases for 3 months (from the date your account is opened) 
    • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
    • Contactless payment - a quick & easy way to pay for purchases of £30 or less
    • Manage your account online
    • No annual fee
    • Choose your card design from our fabulous range

    Acceptance criteria in addition to credit check

    • Aged 18 years or over
    • UK resident
    • Good credit rating