Virgin Money 30 Month Balance Transfer

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Credit Needed
Good Credit
  • 0% for 30 months on Balance Transfers (0.55% fee) & Money Transfers (4% fee)
  • 0% for 3 months on purchases
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design - including Quest and iconic Sex Pistols designs
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
    • Representative APR (variable)
      19.9%
      APR
      Balance Transfer APR
      0% for 30 months
      Balance Transfer Fee
      0.55%
      Annual Fee
      £0
      Credit Needed
      Good Credit

    Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)


    Virgin credit card summary

    Virgin credit card offers 0% on balance transfers for 30 months (0.55% handling fee) and 0% for 3 month on card purchases, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.  It also offers discounts on Virgin holidays and other Virgin products.

    Key features of this credit card

    • Representative 19.9% APR (variable)
    • 0% on balance transfers for 30 months (from the date your account is opened.  Transfers to be made within 60 days. 0.55% handling fee applies), thereafter 19.9%
    • 0% on Money Transfers for 30 months (4% fee), thereafter 19.9% (variable)
    • 0% on card purchases for 3 months (from the date your account is opened) 
    • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
    • Enjoy exclusive offers and rewards from our family with the Virgin Red app (simply download the app and sync with your credit card, to enjoy unique Virgin experiences, and save money on things like travel, food, beauty and health)
    • Contactless payment - a quick & easy way to pay for purchases of £30 or less
    • Manage your account online
    • No annual fee

    Acceptance criteria in addition to credit check

    • Aged 18 years or over
    • UK resident
    • Good credit rating