Virgin 38 Month Balance Transfer

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Credit Needed
Excellent Credit
  • 0% for 38 months on balance transfers - (1.50% fee)
  • 0% for 20 months on money transfers - (1.90% fee)
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design from our fabulous range
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
  • Representative APR (variable)
    20.9%
    APR
    Balance Transfer APR
    0% for 38 months
    Balance Transfer Fee
    1.50%
    Annual Fee
    £0
    Credit Needed
    Excellent Credit

Representative Example: Representative 20.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)


Virgin 38 Month Balance Transfer

Virgin are offering a 38 Month Balance Transfer (1.50%  fee) and 0% for 3 months on purchases card, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.

Key features of this credit card

  • Representative 20.9% APR (variable)
  • 0% on balance transfers for 38 months (from the date your account is opened.  Transfers to be made within 60 days. 1.50% handling fee applies)
  • 0% on card purchases for 3 months (from the date your account is opened) 
  • Contactless payment - fast and secure payment for items under £30
  • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • No annual fee
  • Manage your account online
  • 0% on Money Transfers for 20 months (1.90% fee)
  • Choose your card design from our fabulous range

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • UK bank account
  • Good credit history