Virgin 28 Month Purchase Credit Card

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Credit Needed
Excellent Credit
  • 0% on purchases for 28 months
  • 0% on balance transfers for 18 months (2% fee)
  • 0% on money transfers for 18 months (3% fee)
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
  • Representative APR (variable)
    19.9%
    APR
    Balance Transfer APR
    0% for 18 months
    Balance Transfer Fee
    2.00%
    Annual Fee
    £0
    Credit Needed
    Excellent Credit

Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)


Virgin 28 Month Purchase Credit Card Summary

The Virgin Money 28 Month Purchase credit card is perfect if you need a card to pay off an existing balance and need to make purchases. It offers 0% on balance transfers for 18 months (2% handling fee), 0% for 28 months on purchases, plus 0% for 18 months on money transfers (3% fee). As with all Virgin credit cards, it offers discounts on Virgin holidays and other Virgin products

Key features of this credit card

  • Representative 19.9% APR (variable)
  • Card Checker - see if you will be accepted without harming your credit rating
  • 0% on purchases for 28 months (from the date your account is opened. Transfers to be made within 60 days), thereafter 19.9%
  • 0% on balance transfers for 18 months (from the date your account is opened.  Transfers to be made within 60 days. 2% handling fee applies)
  • 0% on Money Transfers for 18 months (3% fee), thereafter 19.9%
  • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
  • Contactless payment - fast and secure payment for items under £30
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app (simply download the app and sync with your credit card, to enjoy unique Virgin experiences, and save money on things like travel, food, beauty and health)
  • No annual fee
  • Manage your account online
  • Choose the design of your card - go for black, red, purple, Quest, or the iconic Sex Pistols design

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • UK bank account
  • Good credit history