Post Office Money Balance Transfer Card

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Credit Needed
Good Credit
  • 0% on balance transfers for up to 37 months. A 1.99% fee applies and balance transfers must be made within three months of account opening
  • No cash fee to buy travel money at the Post Office
  • 0% on all purchases for the first 3 months
  • No annual fee
  • You must be a UK resident, aged 18 years or over, have an income of at least £8,000, and have no outstanding CCJs, have a current bank or building society account & not already hold a Post Office Money Credit Card
  • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender
  • 0% on balance transfers for up to 37 months. A 1.99% fee applies and balance transfers must be made within three months of account opening
  • No cash fee to buy travel money at the Post Office
  • 0% on all purchases for the first 3 months
  • No annual fee
  • You must be a UK resident, aged 18 years or over, have an income of at least £8,000, and have no outstanding CCJs, have a current bank or building society account & not already hold a Post Office Money Credit Card
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 37 months
    Balance Transfer Fee
    1.99%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


Post Office Money Balance Transfer credit card summary

Post Office Money Balance Transfer credit card has great benefits such as 0% on balance transfers for first 37 months and 0% on purchases for 3 months. 

Key features of this credit card

  • Representative 18.9% APR (variable)
  • 0% on balance transfers for up to 37 months with a balance transfer fee of 1.99%*
  • Balance Transfers must be made within 3 months of account opening
  • 0% on purchases for the first 3 months
  • No cash fee when you use your Balance Transfer Card to buy travel money at the Post Office
  • No annual fee

*You may receive a shorter balance transfer introductory period (26 or 18 months) and a different APR (21.9% or 24.9%) based on your individual circumstances.  A 1.99% fe applies and balance transfers must be made within 3 months of account opening

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Must have a current bank or building society account
  • Must have an annual income of at least £8,000
  • No outstanding CCJs
  • Must not already hold a Post Office Money Credit Card