Lloyds Bank Platinum 33 Month Balance Transfer

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Credit Needed
Good Credit
  • £20 cashback on your first balance transfer made within 90 days of account opening
  • 0% interest for up to 33 months from account opening on balance transfers made in the first 90 days (3% fee on each balance transfer after the first 90 days) - minimum £100 balance transfer
  • 0.59% effective fee applies on each balance transfer made in the first 90 days (An initial 3% fee applies, then 2.41% will be refunded within 90 days)
  • 0% interest for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • The £20 cashback will be paid in to customer credit card account within 90 days of the balance transfer being made. Your cashback will be applied to the balance you transferred and will show on your statement as 'Balance transfer cashback'
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 33 months
    Balance Transfer Fee
    0.59%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)


Lloyds Bank Platinum 33 Month Balance Transfer

Lloyds Bank Platinum 33 Month Balance Transfer card can provide an instant decision (in most circumstances), along with 0% on balance transfers for 33 months, as long as you stay within your credit limit and your monthly payments are on time. Other benefits include 0% on purchases for 3 months, online fraud protection and no annual fee.

Key features of this card

  • Representative 18.9% APR (variable)
  • £20 cashback on your first balance transfer made within 90 days of account opening*
  • 0% on balance transfers for 32 months on balances transferred within the first 90 days **(0.59% fee applies)
  • For any balance transfers made after the first 90 days a 3% fee applies
  • Minimum £100 balance transfer
  • 0% on purchases for 3 months
  • Instant Decision (in most circumstances)
  • Online fraud protection when purchasing on the Internet
  • Card replacement service
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • No annual fee
  • Online account management

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Have a regular income
  • Free from any CCJs, bankruptcy, or IVAs

* The £20 cashback will be paid in to your credit card account within 90 days of the balance transfer being made. Your cashback will be applied to the balance you transferred and will show on your statement as 'Balance transfer cashback'

**At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable)