Lloyds Bank Platinum 33 Month Balance Transfer

 APPLY ONLINE

Credit Needed
Good Credit
  • £20 Cashback offer valid on accounts opened by 27th November 2017
  • 0% interest for up to 33 months from account opening on balance transfers made in the first 90 days - minimum £100 balance transfer
  • 0.57% fee applies on each balance transfer made in the first 90 days (3% fee on each balance transfer after the first 90 days)
  • An initial 3% is applied, then reduced to 0.57% by a refund
  • 0% interest for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • Good credit rating required
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 33 months
    Balance Transfer Fee
    0.57%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)


Lloyds Bank Platinum 33 Month Balance Transfer

Lloyds Bank Platinum 33 Month Balance Transfer card can provide an instant decision (in most circumstances), along with 0% on balance transfers for 33 months, as long as you stay within your credit limit and your monthly payments are on time. Other benefits include 0% on purchases for 3 months, online fraud protection and no annual fee.

Key features of this card

  • Representative 18.9% APR (variable)
  • £20 Cashback offer valid on accounts opened by 27th November 2017
  • 0% on balance transfers for 33 months on balances transferred within the first 90 days* (0.57% fee applies to balances transferred within the first 90 days, 3% fee thereafter)
  • An initial fee of 3% is applied, then reduced to 0.57% by a refund
  • Minimum £100 balance transfer
  • 0% on purchases for 3 months
  • Instant Decision (in most circumstances)
  • Online fraud protection when purchasing on the Internet
  • Card replacement service
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • No annual fee
  • Online account management

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Have a regular income
  • Free from any CCJs, bankruptcy, or IVAs

 

*At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable)