Lloyds Bank Choice Rewards

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Credit Needed
Good Credit
  • Double Choice points on eligible spend for first 6 months on your American Express card
  • Collect 10 Choice points for every £1 of eligible spend on the Choice Rewards American Express card and 10 Choice points for every £5 of eligible spend on the Choice Rewards MasterCard
  • 0% interest on balance transfers for 29 months (3% fee) and 0% interest on purchases for 29 months
  • Apple Pay enabled payments
  • You must be a UK resident, aged 18 years or over, have a regular income, be free from CCJs, bankruptcy, and not be subject to an IVA
  • £24 annual fee
  • Representative APR (variable)
    23.7%
    APR
    Balance Transfer APR
    0% for 29 months
    Balance Transfer Fee
    3.00%
    Annual Fee
    £24
    Credit Needed
    Good Credit

Representative Example: Representative 23.70% APR (variable). Based on an annual fee of £24, a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Lloyds Bank Choice Rewards credit card summary

Lloyds Bank Choice Rewards credit card provides 0% on balance transfers for 29 months (3% admin fee applies) and 29 months on purchases.  Earn Choice points on eligible spend on both your American Express and MasterCard cards.

Key features of this card

  • Representative 23.7% APR (variable)
  • 0% on balance transfers for 29 months
  • 3% fee applies on balance transfers
  • 0% on purchases for 29 months
  • Collect 10 Choice points for every £1 of eligible spend on the Choice Rewards American Express card and 10 Choice points for every £5 of eligible spend on the Choice Rewards MasterCard.
  • £24 annual fee
  • Manage your account online
  • Lloyds Bank ClickSafe -  free services that gives ou extra protection when you are shopping online
  • Money Manager - keeps track of your money across different Lloyds Bank accounts

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • UK resident
  • Have a regular income
  • Be free from CCJs, bankruptcy, and not be subject to an IVA