Barclaycard Initial with 3m Purchases

 APPLY ONLINE

Credit Needed
Fair Credit
  • £10 cashback every 3 months for one year from the date you open your account, when you make at least your minimum payments on time and don't go over your credit limit. Offer ends 7th February 2018. T&Cs apply
  • 0% interest on purchases for 3 months
  • A starting credit limit between £150 and £1,200
  • Free ongoing access to your Experian Credit Score
  • Stay on top of your spending with free text reminders
  • You must be an employed UK resident, aged 18 years or over, earning at least £3,000 per year, you must not currently be bankrupt or undergoing an IVA and do not have more than one CCJ
  • 0% interest on purchases for 3 months
  • A starting credit limit between £150 and £1,200
  • Free ongoing access to your Experian Credit Score
  • Stay on top of your spending with free text reminders
  • You must be an employed UK resident, aged 18 years or over, earning at least £3,000 per year, you must not currently be bankrupt or undergoing an IVA and do not have more than one CCJ
  • Representative APR (variable)
    34.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    n/a
    Credit Needed
    Fair Credit

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)


Barclaycard Initial With 3m Purchases credit card summary

Barclaycard Initial with 3m Purchases credit card is ideal if you are trying to strengthen or rebuild your credit rating.  Initial has a representative APR of 34.9% and a manageable credit limit from £150- £1,200, plus 0% for 3 months on all Purchases.

Key features of this card

  • Representative 34.9% APR (variable)
  • £10 cashback every 3 months for one year from the date you open your account, when you make at least your minimum payments on time and don't go over your credit limit. Offer ends 7th February 2018. T&Cs apply
  • 0% for 3 months on all Purchases
  • £1,200 credit limit (minimum £150)
  • Start with a low, manageable credit limit that may later be reviewed and increased
  • Identity Protection Service and Fraud Protection
  • Emergency cash advance and credit card replacement service
  • Online account management and 24 hour helpline
  • No annual fee
  • Stay on top of your spending with free text reminders, five days before payment is due

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Earn over £3,000 a year
  • Must not have been made bankrupt in the last six years, including IVA or Debt Relief Order
  • Must not have more than one County Court Judgement or have recently missed a bill payment
  • Must not currently hold a Barclaycard