AA Low Rate Credit Card

 APPLY ONLINE

Credit Needed
Good Credit
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 0% interest on balance transfers and purchases (no fee on balance transfers)
  • 5.85% p.a. (variable) interest on purchases and balance transfers
  • No annual fee
  • Additional security shopping online with MasterCard® SecureCode™
  • Mobile Servicing app to keep track of your spending and available credit
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Representative APR (variable)
    5.85%
    APR
    Balance Transfer APR
    0% for 3 months
    Balance Transfer Fee
    0.00%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 5.85% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 5.85% p.a. (variable)


AA Low Rate Credit Card

The AA Low Rate credit card provides one low rate of 5.85% for all balance transfers and purchases.

Key features of this card

  • 0% on balance transfers and purchases for 3 months (no fee on balance transfers)
  • Representative 5.85% APR (variable)
  • No fee to make balance transfers
  • No annual fee
  • Contactless Payments - Pay quickly and securely for purchases under £30 without entering your pin.
  • Manage your account online
  • Your personal APR will be dependent on your personal circumstances
  • Soft search eligibility - Check before you apply to see if you are likely to be accepted - this does not affect your credit score

Acceptance criteria in addition to credit check

  • Must be aged 18 years or over
  • UK resident
  • Must have an annual income of at least £8,000 (either employed, retired or a homemaker)
  • Must not have any outstanding CCJs