AA Balance Transfer


Credit Needed
Good Credit
  • 0% for 41 months on balance transfers (3.25% fee applies)
  • Balance transfers must be made within 3 months of account opening
  • 0% for 3 months on purchases from account opening
  • APR dependent on your personal circumstances
  • Must be a UK resident with an annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Representative APR (variable)
    Balance Transfer APR
    0% for 41 months
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

The AA Balance Transfer

The AA Balance Transfer credit card provides 0% on balance transfers for 41 months (3.25% fee), plus 0% on purchases for 3 months.

Key features of this card

  • 0% on balance transfers for 41 months (3.25% fee applies)
  • Representative 18.9% APR (variable)
  • 0% on purchases for 3 months from  account opening
  • Contactless Payments.  Pay quickly and securely for purchases under £30 without entering your pin
  • Manage your account online
  • Your personal APR will be dependent on your personal circumstances

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • Must be a permanent UK resident (excluding Channel Islands and Isle of Man)
  • Must be in full-time employment
  • Must not have had a CCJ or been made bankrupt before