Credit Card Articles

Credit card News

Archive of the most recent stories from each of the categories of credit card news covered by the CreditCards.com editorial team, from A (airline miles) to Z (zero percent cards).

Latest credit card news

All credit card news

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Bad credit, credit repair

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  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Balance transfer, debt consolidation

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Credit account management

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  • Keep only the cards you need -- It's good to have a few cards at hand, but if some are collecting dust, it might be time to think about a cull. Not only will you lighten your wallet, but you might reduce fraud risk or lessen fees. But choose carefully which cards to cut ... (See Close cards)
  • Make money while using your credit card -- If you have a decent credit score, low levels of debt and the discipline to stay on top of several accounts, you may be able to try your hand at some of these ways to earn money by using your credit card ... (See Make money)
  • Emergency credit card a good idea -- if used wisely -- Millions of households rely on credit cards for emergencies. Doing so isn't a bad idea, as long as you follow some basic guidelines and stay disciplined ... (See Emergency card)

Credit card basics

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  • How can you improve your financial literacy? -- Financial literacy is important to not only your bank account, but your emotional well-being. As people increasingly make their own major financial decisions, being financially literate is more important than ever. But many Brits need some lessons ... (See Financial literacy)
  • Keep only the cards you need -- It's good to have a few cards at hand, but if some are collecting dust, it might be time to think about a cull. Not only will you lighten your wallet, but you might reduce fraud risk or lessen fees. But choose carefully which cards to cut ... (See Close cards)
  • Emergency credit card a good idea -- if used wisely -- Millions of households rely on credit cards for emergencies. Doing so isn't a bad idea, as long as you follow some basic guidelines and stay disciplined ... (See Emergency card)

Credit card fundamentals

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  • How can you improve your financial literacy? -- Financial literacy is important to not only your bank account, but your emotional well-being. As people increasingly make their own major financial decisions, being financially literate is more important than ever. But many Brits need some lessons ... (See Financial literacy)
  • How to handle a sudden limit increase -- A credit card limit raise can be tempting to take -- after all, it means you're in good standing, right? But before you go along with the raise, make sure you can afford it; otherwise, you could end up racking up debt and paying high interest fees ... (See Limit increase)
  • What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)

Credit card help

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  • Helping an older relative deal with debt -- An Age UK study found that one in four citizens over age 65 are struggling financially. If you're worried about an older relative who has piled up some debt, you aren't powerless to help ... (See Senior debt)
  • A guide to debt advice organisations -- If you're in debt trouble, figuring out where to turn for help can be a problem in itself. There is sometimes a fine line between a legitimate company and a money-hungry business. Here are some signs that can confirm you're in the right place ... (See Debt advice)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)

Credit cards for small business owners

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Credit scores, credit reports

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  • Keep only the cards you need -- It's good to have a few cards at hand, but if some are collecting dust, it might be time to think about a cull. Not only will you lighten your wallet, but you might reduce fraud risk or lessen fees. But choose carefully which cards to cut ... (See Close cards)
  • What to consider before closing credit card account -- Whether you want to purge all credit or just lighten your wallet, cancelling a card account deserves consideration. Here's what you should factor in ... (See Cancel card)
  • When it makes sense to not pay off your credit card -- Experts often advise that you pay off your credit card balance in full each month to prevent racking up interest. However, sometimes it might make sense to pay the minimum and use the rest of your money elsewhere ... (See Minimum)

Emerging payment systems: Prepaid, debit, gift cards

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Expert Q&A

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Frequent flier programs, airline rewards

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Innovations, features, new products

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Instant approval, legal, regulatory, privacy issues

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Low interest, zero percent cards

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Merchant accounts

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Need to know

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  • Tough new EU rules aim to ramp up data breach protection -- Though security technology is advancing, hacking technology is, too. But businesses will soon have a new incentive to stay a step ahead of thieves: starting in 2017, failed data protection will come at a hefty price ... (See Data breach)
  • Guaranteeing a loan loaded with risk, responsibility -- Acting as a guarantor to help a friend or relative is generous, but understand what you're getting into before you sign the dotted line. You're in for a lot of responsibility if the principle borrower can't repay, and maybe some risk if you can't, either ... (See Guarantor)
  • How can you improve your financial literacy? -- Financial literacy is important to not only your bank account, but your emotional well-being. As people increasingly make their own major financial decisions, being financially literate is more important than ever. But many Brits need some lessons ... (See Financial literacy)

Research, statistics

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Reward programs, cash back cards

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Shopping

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Spotlight: People on plastic

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Student credit cards, young credit

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