Credit Card Articles

Credit card News

Archive of the most recent stories from each of the categories of credit card news covered by the CreditCards.com editorial team, from A (airline miles) to Z (zero percent cards).

Latest credit card news

All credit card news

back to top

View all credit card news stories

Bad credit, credit repair

back to top

View all bad credit, credit repair stories

  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)
  • Prioritising debt: Which bills are essential? -- If you are unable to pay all of your bills, it may be time for financial triage. Prioritise your debts, pay the essentials and work out a payment plan with the remaining creditors ... (See Prioritise)

Balance transfer, debt consolidation

back to top

View all balance transfer, debt consolidation stories

Credit account management

back to top

View all credit account management stories

  • The cost of a poor credit rating -- A bad credit score can affect future credit, future jobs, even the cost of your bills. Take care of your score to stay in lenders' good graces. If you've already made some mistakes, take steps now to get on the right track ... (See Poor rating)
  • When it makes sense to not pay off your credit card -- Experts often advise that you pay off your credit card balance in full each month to prevent racking up interest. However, sometimes it might make sense to pay the minimum and use the rest of your money elsewhere ... (See Minimum)
  • Avoid late payments -- factor in processing time -- Despite immediate, online payments, it may take a couple of days for your credit card payment to go through. Remember to account for that time when you make your payments ... (See Processing)

Credit card basics

back to top

View all credit card basics stories

Credit card fundamentals

back to top

View all credit card fundamentals stories

Credit card help

back to top

View all credit card help stories

  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)
  • Prioritising debt: Which bills are essential? -- If you are unable to pay all of your bills, it may be time for financial triage. Prioritise your debts, pay the essentials and work out a payment plan with the remaining creditors ... (See Prioritise)

Credit cards for small business owners

back to top

View all credit cards for small business owners stories

Credit scores, credit reports

back to top

View all credit scores, credit reports stories

Emerging payment systems: Prepaid, debit, gift cards

back to top

View all emerging payment systems: prepaid, debit, gift cards stories

Expert Q&A

back to top

View all expert q&a stories

Frequent flier programs, airline rewards

back to top

View all frequent flier programs, airline rewards stories

Innovations, features, new products

back to top

View all innovations, features, new products stories

Instant approval, legal, regulatory, privacy issues

back to top

View all instant approval, legal, regulatory, privacy issues stories

Low interest, zero percent cards

back to top

View all low interest, zero percent cards stories

  • Don't let nontraditional loans lure you to debt -- Many Brits turn to nontraditional providers (that is, lenders other than banks and traditional credit cards) to get their money faster. But these forms of borrowing come with high interest and payments ... (See Nontraditional)
  • How to handle credit card debt while unemployed -- As unemployment rates have spiked, so has credit card debt. If you have debt but no new income, there are still ways to handle your payments and keep your credit intact ... (See Unemployment)
  • What does "APR" really mean? -- The term "Annual Percentage Rate" is thrown around a lot in discussions about credit cards. Most of us know that a low APR is ideal, but we may not really understand how it’s calculated ... (See APR)

Merchant accounts

back to top

View all merchant accounts stories

Need to know

back to top

View all need to know stories

Research, statistics

back to top

View all research, statistics stories

  • Many applicants denied best balance transfer deals -- Many balance transfer cards now offer 0% interest for extended periods of time -- up to 30 months, in some cases. But a large number of applicants are not getting the deal they hoped for ... (See Denied)
  • Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card)
  • More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards)

Reward programs, cash back cards

back to top

View all reward programs, cash back cards stories

  • More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards)
  • Dangers of "churning" cards for bonus points -- Opening and closing multiple credit card accounts to take advantage of introductory offers such as rewards points or waived annual fees might sound appealing, but lenders are making it harder to do -- plus, it's not great for your credit ... (See Sign-up bonuses)
  • Giving back with your credit card -- As budgets get tighter, charities are developing new ways to receive donations. This Christmas, you can give to the cause of your choice with your credit card without breaking your bank ... (See Charity)

Shopping

back to top

View all shopping stories

  • Remedying credit card purchase remorse -- Making regrettable purchases is easier than ever, thanks to online shopping and sites such as Amazon that offer one-click checkouts. Luckily, if you've made such a purchase recently, you can likely return it ... (See Buyer's remorse)
  • Consumer Rights Directive gives advantages to online shoppers -- New regulations give added protections to online shoppers, in accordance with a European Union directive. In addition to addressing refund policies, the new rules also change how retailers inform consumers about fees ... (See Directive)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Spotlight: People on plastic

back to top

View all spotlight: people on plastic stories

Student credit cards, young credit

back to top

View all student credit cards, young credit stories