Credit Card Articles

Credit card News

Archive of the most recent stories from each of the categories of credit card news covered by the CreditCards.com editorial team, from A (airline miles) to Z (zero percent cards).

Latest credit card news

All credit card news

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  • Think carefully before lending to family, friend -- Loaning to a friend or family member is common, but can cause friction. Close relationships can blur the boundaries between a loan and a favour. Think carefully before you lend, and know how to keep your friend liable ... (See Family loan)
  • What to consider before adding authorised user -- If you're thinking of adding your spouse, child or someone else to your credit card account, consider carefully. It's a good deal for the secondary user, but could lead to major problems for you ... (See Authorised user)
  • A guide to debt advice organisations -- If you're in debt trouble, figuring out where to turn for help can be a problem in itself. There is sometimes a fine line between a legitimate company and a money-hungry business. Here are some signs that can confirm you're in the right place ... (See Debt advice)

Bad credit, credit repair

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  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Balance transfer, debt consolidation

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Credit account management

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Credit card basics

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  • What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)
  • 9 good habits of clever credit card users -- Many Brits promise to get their finances in order, but what constitutes "in order"? Try setting some tangible, specific goals instead to get on track -- and stay there ... (See Habits)
  • Understanding and avoiding credit card fees -- Understanding the fees associated with a credit card is vital to staying out of debt. No matter how long you've had your plastic, take some time to review the most common fees ... (See Fees)

Credit card fundamentals

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  • What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)
  • 9 good habits of clever credit card users -- Many Brits promise to get their finances in order, but what constitutes "in order"? Try setting some tangible, specific goals instead to get on track -- and stay there ... (See Habits)
  • Understanding and avoiding credit card fees -- Understanding the fees associated with a credit card is vital to staying out of debt. No matter how long you've had your plastic, take some time to review the most common fees ... (See Fees)

Credit card help

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  • A guide to debt advice organisations -- If you're in debt trouble, figuring out where to turn for help can be a problem in itself. There is sometimes a fine line between a legitimate company and a money-hungry business. Here are some signs that can confirm you're in the right place ... (See Debt advice)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Credit cards for small business owners

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Credit scores, credit reports

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Emerging payment systems: Prepaid, debit, gift cards

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Expert Q&A

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Frequent flier programs, airline rewards

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Innovations, features, new products

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Instant approval, legal, regulatory, privacy issues

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Low interest, zero percent cards

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  • Don't let nontraditional loans lure you to debt -- Many Brits turn to nontraditional providers (that is, lenders other than banks and traditional credit cards) to get their money faster. But these forms of borrowing come with high interest and payments ... (See Nontraditional)
  • How to handle credit card debt while unemployed -- As unemployment rates have spiked, so has credit card debt. If you have debt but no new income, there are still ways to handle your payments and keep your credit intact ... (See Unemployment)
  • What does "APR" really mean? -- The term "Annual Percentage Rate" is thrown around a lot in discussions about credit cards. Most of us know that a low APR is ideal, but we may not really understand how it’s calculated ... (See APR)

Merchant accounts

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Need to know

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Research, statistics

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  • Many applicants denied best balance transfer deals -- Many balance transfer cards now offer 0% interest for extended periods of time -- up to 30 months, in some cases. But a large number of applicants are not getting the deal they hoped for ... (See Denied)
  • Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card)
  • More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards)

Reward programs, cash back cards

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  • Guide to travel rewards schemes -- If you travel frequently, a travel rewards card may be a good option. The key to these cards is the same with other rewards cards: don't spend just to earn points, and find one that fits with your life and travel styles ... (See Travel rewards)
  • Football cards not best deals, but entice die-hard fans -- Football team-affiliated credit cards have long been ways for fans to show their support and get perks such as team merchandise or special opportunities. However, these cards don't typically offer the most competitive interest rates ... (See Football)
  • Transferring airline miles possible, but not easy -- Thanks to rewards credit cards, heavy travellers can rack up points to use toward future flights. What happens, though, if a person stops flying? We surveyed five of Britain's top airlines to learn about their transfer policies ... (See Transfer miles)

Shopping

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Spotlight: People on plastic

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Student credit cards, young credit

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