Credit Card Articles

Credit card News

Archive of the most recent stories from each of the categories of credit card news covered by the CreditCards.com editorial team, from A (airline miles) to Z (zero percent cards).

Latest credit card news

All credit card news

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Bad credit, credit repair

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  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Balance transfer, debt consolidation

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Credit account management

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Credit card basics

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  • What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)
  • 9 good habits of clever credit card users -- Many Brits promise to get their finances in order, but what constitutes "in order"? Try setting some tangible, specific goals instead to get on track -- and stay there ... (See Habits)
  • Understanding and avoiding credit card fees -- Understanding the fees associated with a credit card is vital to staying out of debt. No matter how long you've had your plastic, take some time to review the most common fees ... (See Fees)

Credit card fundamentals

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  • What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)
  • 9 good habits of clever credit card users -- Many Brits promise to get their finances in order, but what constitutes "in order"? Try setting some tangible, specific goals instead to get on track -- and stay there ... (See Habits)
  • Understanding and avoiding credit card fees -- Understanding the fees associated with a credit card is vital to staying out of debt. No matter how long you've had your plastic, take some time to review the most common fees ... (See Fees)

Credit card help

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  • A guide to debt advice organisations -- If you're in debt trouble, figuring out where to turn for help can be a problem in itself. There is sometimes a fine line between a legitimate company and a money-hungry business. Here are some signs that can confirm you're in the right place ... (See Debt advice)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Credit cards for small business owners

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Credit scores, credit reports

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Emerging payment systems: Prepaid, debit, gift cards

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Expert Q&A

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Frequent flier programs, airline rewards

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Innovations, features, new products

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Instant approval, legal, regulatory, privacy issues

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Low interest, zero percent cards

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Merchant accounts

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Need to know

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  • Prevent unwanted subscriptions on your card -- With details buried in fine print, consumers often don't realize they've agreed to a monthly subscription when signing up for a "free trial". There are ways to undo it, but it's mostly up to you to prevent it happening again ... (See Subscriptions)
  • 6 ways to reduce your risk of financial fraud -- As you shop, bank and socialise online, you need to be on your toes when it comes to security. Every step you take online may be visible to criminals if you don't take precautions to keep your information secure ... (See Online fraud)
  • Debt collectors: Know your rights -- If you're being chased for money, it's important to know what is and is not allowed. Here are four major no-nos for debt collectors, and how you can make your case ... (See Collections)

Research, statistics

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  • Many applicants denied best balance transfer deals -- Many balance transfer cards now offer 0% interest for extended periods of time -- up to 30 months, in some cases. But a large number of applicants are not getting the deal they hoped for ... (See Denied)
  • Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card)
  • More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards)

Reward programs, cash back cards

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  • Guide to travel rewards schemes -- If you travel frequently, a travel rewards card may be a good option. The key to these cards is the same with other rewards cards: don't spend just to earn points, and find one that fits with your life and travel styles ... (See Travel rewards)
  • Football cards not best deals, but entice die-hard fans -- Football team-affiliated credit cards have long been ways for fans to show their support and get perks such as team merchandise or special opportunities. However, these cards don't typically offer the most competitive interest rates ... (See Football)
  • Transferring airline miles possible, but not easy -- Thanks to rewards credit cards, heavy travellers can rack up points to use toward future flights. What happens, though, if a person stops flying? We surveyed five of Britain's top airlines to learn about their transfer policies ... (See Transfer miles)

Shopping

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Spotlight: People on plastic

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Student credit cards, young credit

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