Credit Card Articles

Credit card News

Archive of the most recent stories from each of the categories of credit card news covered by the CreditCards.com editorial team, from A (airline miles) to Z (zero percent cards).

Latest credit card news

All credit card news

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  • Survival strategies for shopaholics at Christmas -- For many, though December is a big shopping month, passing up unnecessary sales and sticking to a budget is no problem. But for those with a spending addiction, the glitzy displays could lead to a pile of debt ... (See Shopaholics)
  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • Stop debt collectors digging up dirt on social media -- Debt collections agencies have certain rules to follow, but some of them cross the line. One newer method is using information from social media accounts to use against you. Know your rights and how to tell when you're being harassed ... (See Social media)

Bad credit, credit repair

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  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)

Balance transfer, debt consolidation

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Credit account management

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  • Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)
  • 4 tips for avoiding balance-transfer traps -- The recent balance transfer craze has worked in most consumers' favour, but for those who struggle to manage what they owe, balance transfer deals could lead to more trouble ... (See Balance transfer)
  • The cost of a poor credit rating -- A bad credit score can affect future credit, future jobs, even the cost of your bills. Take care of your score to stay in lenders' good graces. If you've already made some mistakes, take steps now to get on the right track ... (See Poor rating)

Credit card basics

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Credit card fundamentals

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Credit card help

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  • What can you expect from a debt advice service? -- If you're struggling with debt, you have lots of options, including debt counselling. Debt advisers can help you assess your situation, work with creditors and form plans for the long and short term to get you on track ... (See Debt advice)
  • Are you a candidate for Debtors Anonymous? -- Compulsive spending can be a problem for anyone -- rich, poor or in between -- especially when credit cards are so easily accessible. But millions have found help through the free group Debtors Anonymous ... (See DA)
  • Prioritising debt: Which bills are essential? -- If you are unable to pay all of your bills, it may be time for financial triage. Prioritise your debts, pay the essentials and work out a payment plan with the remaining creditors ... (See Prioritise)

Credit cards for small business owners

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Credit scores, credit reports

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Emerging payment systems: Prepaid, debit, gift cards

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  • Could mobile payments replace your plastic? -- Mobile payments have been grabbing headlines, and they certainly have the potential to revolutionise the way people pay for goods and services -- but could they oust plastic as the preferred purchase method? ... (See Mobile payments)
  • Digital wallets slowly gathering momentum -- Smartphones are reshaping the way consumers interact with retailers, so it makes sense that more digital wallets are cropping up. But security concerns have consumers hesitating to jump on the trend ... (See Digital wallet)
  • Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card)

Expert Q&A

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Frequent flier programs, airline rewards

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Innovations, features, new products

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Instant approval, legal, regulatory, privacy issues

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Low interest, zero percent cards

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  • Don't let nontraditional loans lure you to debt -- Many Brits turn to nontraditional providers (that is, lenders other than banks and traditional credit cards) to get their money faster. But these forms of borrowing come with high interest and payments ... (See Nontraditional)
  • How to handle credit card debt while unemployed -- As unemployment rates have spiked, so has credit card debt. If you have debt but no new income, there are still ways to handle your payments and keep your credit intact ... (See Unemployment)
  • What does "APR" really mean? -- The term "Annual Percentage Rate" is thrown around a lot in discussions about credit cards. Most of us know that a low APR is ideal, but we may not really understand how it’s calculated ... (See APR)

Merchant accounts

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Need to know

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Research, statistics

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  • Many applicants denied best balance transfer deals -- Many balance transfer cards now offer 0% interest for extended periods of time -- up to 30 months, in some cases. But a large number of applicants are not getting the deal they hoped for ... (See Denied)
  • Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card)
  • More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards)

Reward programs, cash back cards

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Shopping

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  • Survival strategies for shopaholics at Christmas -- For many, though December is a big shopping month, passing up unnecessary sales and sticking to a budget is no problem. But for those with a spending addiction, the glitzy displays could lead to a pile of debt ... (See Shopaholics)
  • Protect yourself from fraud while shopping online -- As the winter holidays approach, Brits will spend more time and money shopping online, whether at the computer or via their mobile devices. Online shopping presents a special set of security risks, so take preventive steps before you click "purchase" ... (See Online safety)
  • Remedying credit card purchase remorse -- Making regrettable purchases is easier than ever, thanks to online shopping and sites such as Amazon that offer one-click checkouts. Luckily, if you've made such a purchase recently, you can likely return it ... (See Buyer's remorse)

Spotlight: People on plastic

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Student credit cards, young credit

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