Best UK Credit Card Offers

Compare Best Credit Cards Offers

Product Name Representative APR (variable) Balance Transfers Intro Purchases
Intro
Rewards
 
  • Virgin Money's longest ever balance transfer period
  • Discounts with Virgin companies and many more great names
  • Choice of four colours - red, silver, purple and black

Representative Example: 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200.

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  • 0% on transfers for 26 mths (2.65% fee, min £5)
  • £750 cash advance per day, depending on credit limit
  • Good credit rating required

Representative Example: 18.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 18.95% p.a. (variable). *credit limit may vary depending upon circumstances

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  • 0% on transfers for 26 months (2.65% fee, min £5)
  • Instant approval available for online applications
  • Good credit rating required

Representative Example: 18.9% APR (variable) based on assumed Credit Limit of £1,200*. Standard interest rate for purchases: 18.95% p.a. (variable). *credit limit may vary depending upon circumstances

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  • Balance transfer fee reduced from 3% to 2.5% (Automatic refund process, T&Cs apply)
  • APR & promotional offer length are dependent on your circumstances
  • Free cover against online fraud

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

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  • Reduced transfer fee from 3.5% to 2.4% (T&Cs apply)
  • Instant Decisons for Online Applications
  • Pay for items up to £20 with payWave™ contactless payment

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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  • 0% Transfers for 25 months
  • Collect Tesco Clubcard points wherever you shop
  • Card replacement & cash advance - if you lose your card abroad

Representative Example: 16.9%APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 16.9% p.a. (variable). *Your credit limit may vary depending upon your circumstances.

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  • Transfer fee reduced from 3% to 1% (via automatic refund process. T&Cs apply)
  • APR & promotional offer length are dependent on your circumstances
  • Free cover against online fraud

Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable)

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  • Get 0.5% cashback on all your purchases (No Cashback Limits)
  • 60 second application response - credit limit up to £1,500
  • Conditional £10 annual bonus for paying on time each month

Representative Example: 34.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)

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  • Collect Tesco Clubcard points wherever you shop
  • Spend Clubcard rewards on Tesco shopping, holidays and days out
  • No cash advance fee for Clubcard Credit Card Tesco Travel Money purchases

Representative Example: 16.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 16.9% p.a. (variable). *Your credit limit may vary depending upon your circumstances.

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  • Instant Decisions for Most Online Applications
  • Transfer your Balance as you apply online
  • Pay for items up to £20 with payWave™ Contactless Payment

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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* While reasonable efforts are made to keep information updated, credit card terms cannot be guaranteed for accuracy. Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

* Please note that the ‘More info’ or ‘Apply here’ product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites.

What UK Credit Card Offers are Available?

 

Before asking what the best UK credit card offers available are, it is worth taking some time to consider what type of credit card you actually need. If you have built up a balance on your existing credit cards then you might find that you could save money by switching it to another issuer at 0% using a balance transfer credit card. If you are likely to be making some big purchases in the near future, but don't have the funds to pay for everything upfront then a 0% purchase credit card could help you split the payments over a more manageable timeframe. If you use your credit card frequently for purchases and you pay it off each month then you might find that your loyalty to a particular credit card could be rewarded with a rewards credit card - these come in various different types like airmiles, cashback and points (in fact many of the big retail reward schemes like Tesco ClubCard and Nectar are associated with specific credit cards). Luckily in the UK we have a raft of different issuers, platforms and credit card types to choose between so finding something that suits your particular needs should not be too difficult.

 

How do I get the Best Credit Credit Card Offer?

 

Once you have a good idea what type of credit card you are looking for it makes sense to start looking through credit card comparison tables - like those featured on this page. We also have a range of tables that showcase different products by the specific type (balance transfer, 0% purchases, bad credit credit cards etc.)that will help you get a really good sense of what the best products, currently available, are. You might also decide to try to run a smart search to understand what credit cards you are most likely to be accepted for, but given that certain large issuers with market leading products (like Barclaycard) don't enter into the panels for these smart search tools you might find that this doesn't necessarily mean that you'll get the best credit card offer your credit score would allow. It's also worth looking out for exclusive credit card offers if you are looking to get the very best deal and you have time on your side - They tend to only be available to a certain number of applicants or for or a specific duration, but they are typically market leading offers and worth waiting for.

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