Balance Transfer Credit Cards

• £30 BT fee refund - offer ends 31st May
• For a quicker transfer, complete your BT as you apply
• Good credit rating required

• 17.9% APR representative (variable)
• Based on 17.5% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 22 months (3.2% BT fee reduced to 2.9%, min £5)
• Thereafter the standard annual rate will be 17.9% (variable)
• Balance transfers need to be made within 60 days of account opening

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 17.9% (variable)

• You must have an annual income of £20,000 or more to apply
• Instant decision on online applications (in most circumstances)
• Good credit rating required

• 17.9% APR representative (variable)
• Based on 17.95% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 22 months (3.5% fee)
• Thereafter the standard annual rate for balance transfers will be 17.90% (variable)

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 17.95% (variable)

• Dining out Travel Shopping

• For a quicker transfer, complete your BT as you apply
• 2.9% handling fee - refund offer reduces fee to equivalent of 2.6% for everyone (terms and conditions apply)
• Good credit rating required

• 17.9% APR representative (variable)
• Based on 17.9% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 21 months (2.9% fee, min £5)
• Thereafter the standard annual rate will be 17.9% (variable)
• Balance transfers need to be made within 60 days of account opening

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 17.9% (variable)

• You must have an annual income of £20,000 or more to apply
• Cover against online fraud when shopping online
• Good credit rating required

• 16.9% APR representative (variable)
• Based on 16.94% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 20 months (3% fee)
• Thereafter the standard annual rate for balance transfers will be 16.9% (variable)

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 16.94% (variable)

• Dining out, Travel, Entertainment & Shopping

• Discounts on Virgin holidays, Media and other products
• Contactless payment for purchases up to £15
• Best for applicants with an excellent credit rating

• 16.8% Representative APR (variable)
• Based on 16.8% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 20 months (2.99% fee)
• Thereafter the standard annual rate for balance transfers will be 16.8% (variable).
• Balance transfers need to be made within 60 days of account opening

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 16.8% (variable).

50% off Balloon Flights, 20% off Experiences, 5% off Holidays & Cruises, plus no credit card fee (usually 2.5%), Virgin Wine and Vie at Home and 1 month free at Virgin Active.

• Discounts from Thomas Cook and Mastercard offers
• Apply today and get an instant decision
• Good credit rating required

• 17.9% APR representative (variable)
• Based on 17.95% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 20 months (2.90% fee)
• Thereafter the standard annual rate for balance transfers will be 17.9% (variable)
• Balance transfers need to be made within 3 months of account opening

• 0% on purchases for 6 months
• Thereafter the standard annual rate for purchases will be 17.95% (variable).
• Discounts from Thomas Cook and Mastercard offers

NatWest wine club membership, holiday discounts through Thomas Cook and retail offers through MasterCard.

• Discounts on wine, shopping & travel
• £750 cash advance per day, depending on credit limit
• Good credit rating required

• 17.9% APR representative (variable)
• Based on 17.95% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 20 months (2.90% fee)
• Thereafter the standard annual rate for balance transfers will be 17.9% (variable)
• Balance transfers need to be made within 3 months of account opening

• 0% on purchases for 6 months
• Thereafter the standard annual rate for purchases will be 17.95% (variable).
• Discounts from Thomas Cook and Mastercard offers

Special discounts on buyagift.com and Superbreak. Travel benefits including booking travel arrangements, medical assistance, help and advice. Membership to the Royal Bank Wine Club.

• Instant decision on online applications (in most circumstances)
• Discounts on UK attractions, hotels, travel and dining out
• Good credit rating required

• 16.9% APR representative (variable)
• Based on 16.94% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 18 months (3% fee)
• Thereafter the standard annual rate will be 16.94
• Balance transfers need to be made within 90 days of account opening

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 16.94 (variable)
• Discounts on UK attractions, hotels, shopping and dining out

Discounts on UK attractions, hotels, travel, shopping and up to 50% on dining out.

• BT intro period extended to 17 mths! Offer ends 31st May.
• 2.1% handling fee - refund offer reduces fee to equivalent of 1.6% for everyone (terms and conditions apply)
• Good credit rating required

• 18.9% APR representative (variable)
• Based on 18.9% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 17 months (2.1% fee, min £5) plus refund offer which reduces handling fee to equivalent of 1.6% for everyone
• Thereafter the standard annual rate will be 18.9% (variable)

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 18.9% (variable)

• Must hold a Nationwide FlexAccount - this can be applied for at the same time as the Nationwide Select credit card
• Commission-free purchases abroad and 0.5% cashback on all sterling purchases
• Excellent credit rating required

• 12.9% APR representative (variable)
• Based on 12.9% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 17 months (2.95% fee)
• Thereafter the standard annual rate for balance transfers will be 12.9% (variable)
• Balance transfers need to be made within 3 months of account opening

• 0% on purchases for 18 months
• Thereafter the standard annual rate for purchases will be 12.9% (variable)

Receive 0.5% cashback on all sterling purchases

• Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
• Cover against online fraud when shopping online
• Good credit rating required

• 16.9% APR representative (variable)
• Based on 16.94% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 17 months (3% fee)
• Thereafter the standard annual rate for balance transfers will be 16.9% (variable)

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 16.94% (variable)

• Dining out, Travel, Entertainment & Shopping

• Instant decision on most applications
• Contactless payment - pay for items up to £15 without entering your pin
• Good credit rating required

• 15.8% APR representative (variable)
• Based on 15.8% p.a. on credit card purchases
• No annual fees

• 0% on balance transfers for 16 months (1.99% fee)
• Thereafter the standard annual rate will be 15.8% (variable)
• A balance transfer must be completed within the first 60 days of account opening

• 0% on purchases for 6 months
• Thereafter the standard annual rate for purchases will be 15.8% (variable)

5% off Holidays & Cruises, plus no credit card fee (usually 2.5%), 20% off Experiences, 50% off Balloon Flights. Also discounts from Virgin Wine and Vie at Home and 1 month free at Virgin Active.

• Commission-free purchases abroad
• Positive order of payments - you could pay less interest as the debt with the highest interest rate is paid off first
• Excellent credit rating required

• 15.9% APR representative (variable)
• Based on 15.9% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 17 months (2.95% fee)
• Thereafter the standard annual rate for balance transfers will be 15.9% (variable)
• Balance transfers need to be made within 3 months of account opening

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 15.9% (variable)

• There is no rewards programme with this card

• Earn Double Nectar points on Sainsburys shopping for 2 years
• You must have a Nectar Card in order to apply for the Credit Card
• Good credit rating required

• 16.9% APR representative (variable)
• Based on 16.94% p.a. (variable) on credit cards purchases
• No annual fees

• 0% on balance transfers for 15 months (3% fee)
• Thereafter the standard annual rate for balance transfers will be 16.94% (variable)
• No annual fees

• 0% on purchases for 6 months
• Thereafter the standard annual rate for purchases will be 16.94% (variable)

Every time you shop at Sainsbury with your Sainsburys Credit Card they will give you 2 Nectar points for every £1 you spend in the first 2 years (available to new customers only).

• Free purchase and fraud protection
• 0% commission on purchases overseas
• Excellent credit rating required

• 16.9% APR representative (variable)
• Based on 16.9% p.a. (variable) on credit card purchases
• No annual fees

• 0% on balance transfers for 14 months (2.98% fee)
• Thereafter the standard annual rate for balance transfers will be 16.9% (variable)

• 0% on purchases for 3 months
• Thereafter the standard annual rate for purchases will be 16.9% (variable)

0% commission on purchases abroad