Visa Credit Cards


Visa is an American multinational corporation operating in the financial services industry. It globally facilitates the process of electronic transfer of funds through Visa branded cards. Visa is not involved with issuing cards, extending credit, or setting rates and fees. Visa only provides "Visa payment products" that financial institutions (i.e. credit card issuers) use to create and offer products (i.e. credit cards, debit cards, prepaid cards etc.) to their customers. Compare the best UK Visa credit cards below, and then apply online for your choice of credit card by completing a secure application.

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for 37 months on balances transferred within the first 60 days from account opening, 1.4% fee applies - 3.5% fee is applied, then reduced to 1.4% by automatic refund (T&C's Apply)
  • Pay for items up to £30 with payWave™ Contactless
  • Apple Pay enabled
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfer
    Rate & Duration
    0%
    37 Months
    Balance Transfer
    Fee
    1.4%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% interest on purchases and balance transfers for 25 months
  • Transfer your balance as you apply online (1.49% fee)
  • Pay for items up to £30 with payWave™ Contactless
  • Apple Pay enabled
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfer
    Rate & Duration
    0%
    25 Months
    Balance Transfer
    Fee
    1.49%
    Purchases
    Intro
    0%
    25 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • You'll start with an easy to manage credit limit up to £1,000, but you could get a credit limit increase after your 5th statement up to £4,000
  • Good for applicants who want to build or rebuild their credit rating*
  • Use your Aquis Credit Card to withdraw cash and shop everywhere you see the Visa sign worldwide
  • Friendly UK Customer Service call centre
  • Online & SMS Account Management
  • You must be a UK resident, aged 18 years or over
  • Not available to applicants who already hold a credit card provided by Vanquis Bank (Vanquis, Aquis, NEO, Black Diamond, Chrome)
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    29.8%
    APR

Representative Example: Representative 29.8% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 29.84% p.a. (variable)

  • One low Representative APR (variable) of 6.9%
  • Pay for items up to £30 with payWave™ Contactless
  • Apple Pay enabled
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    6.9%
    APR

Representative Example: Representative 6.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 6.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% foreign currency fees for transactions worldwide
  • 0% on purchases and balance transfers for the first 9 months (3% fee applies)
  • Representative 11.9% APR (variable) - Plus benefits from discounts on board Saga cruise ships, at Saga resorts and when booking Saga holidays
  • Manage your account online 24/7
  • You must be a UK resident, aged 50+, have a good credit history, and have a regular income of at least £12,000 per year
  • Balance Transfer
    Rate & Duration
    0%
    9 Months
    Balance Transfer
    Fee
    3%
    Purchases
    Intro
    0%
    9 Months
    Annual Fee
    £0
    Representative APR (variable)
    11.9%
    APR

Representative Example: Representative 11.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 11.29% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • Check your eligibility with absolutely no risk to your credit file
  • You'll start with an easy to manage credit limit up to £1,000, but you could get a credit limit increase after your 5th statement up to £4,000
  • Free fraud monitoring
  • Good for applicants who want to build or rebuild their credit rating
  • Must be a UK resident, aged 18 or over
  • Not available to applicants who already hold a Vanquis Bank issued credit card (Vanquis, Aquis, NEO, Black Diamond, Chrome)
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    39.9%
    APR

Representative Example: Representative 39.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 39.94% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • The new low APR Credit Card - designed to help you improve your credit rating
  • Start with a manageable credit limit of £250 up to £1,000
  • You could build your Credit Limit up to £4,000 over time
  • Online servicing, a mobile app, SMS and email alerts
  • Must be a UK resident, aged 18 or over and not bankrupt
  • Not eligible to apply if you already hold or have applied for in the last 6 months any other credit card provided by Vanquis Bank
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    24.7%
    APR

Representative Example: Representative 24.7% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 24.7% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Earn a free night e-certificate for one weekend night at participating Hilton hotels when you spend £750 in the first 90 days
  • Enjoy HHonors Silver status for as long as you are a card member
  • Earn 3 HHonors Bonus Points for every £1 you spend at any Hilton Worldwide portfolio hotel or resort and 2 HHonors Bonus Points for every £1 you spend on everyday purchases
  • Earn 2,500 HHonors Bonus Points for each of your first 4 stays at a hotel or resort within the Hilton Worldwide portfolio
  • You must be a UK resident, aged 18 years or over and have a good credit rating
  • Balance Transfer
    Rate & Duration
    0%
    15 Months
    Balance Transfer
    Fee
    2.99%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

  • 0% interest for 32 months (0.6% fee)
  • A fee of 3.5% will be applied, then reduced to 0.6% by a refund (T&C's Apply)
  • Emergency help when you are travelling abroad
  • 0% interest on purchases for 6 months from account opening
  • Pay for items up to £30 with payWave™ Contactless
  • Apple Pay enabled
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.6%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    19.9%
    APR

Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

  • 0% interest on balance transfers for 24 months from account opening (0% fee)
  • 0% interest on purchases for 6 months from account opening (0% fee)
  • Pay for items up to £30 with payWave™ Contactless Payment
  • Apple Pay enabled payments
  • A fee of 3.50% will be applied, then reduced to 0% by a refund
  • You must be a UK resident, aged 18 years or over, with a good credit rating
  • Balance Transfer
    Rate & Duration
    0%
    24 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% on purchases and balance transfers for 12 months (with 0.15% balance transfer fee)
  • Rewards range from the high street, online favourites, places to eat and drink, to top entertainment and days out
  • Earn points wherever you shop with double Freedom points on your UK supermarket, petrol station and all Transport for London spend, plus triple points at selected Freedom partners (see issuer's website for details)
  • Apple Pay enabled payments
  • You must be a UK resident, aged 18 years or over, with a good credit rating
  • To qualify for both a 0% interest rate on balance transfers for a year and £20 worth of bonus Freedom points, you will need to transfer a balance of at least £500 within the first 60 days of opening your account
  • Balance Transfer
    Rate & Duration
    0%
    12 Months
    Balance Transfer
    Fee
    0.15%
    Purchases
    Intro
    0%
    12 Months
    Annual Fee
    £0
    Representative APR (variable)
    21.9%
    APR

Representative Example: Representative 21.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

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