Supermarket Credit Cards

Many of the UK's leading supermarket chains offer credit cards to the customers. They offer a range of different benefits, from additional loyalty points to cash back on in-store spend. Compare the best UK supermarket credit cards below and get your perfect deal.

 APPLY ONLINE

Credit Needed
Excellent
  • Nectar card holder exclusive: Reduced balance transfer fee of 1.78% (refunded from 2.89% fee charged, T&Cs apply) on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Only available to Nectar card holders
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    40 Months
    1.78% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for 40 months from account opening
  • 2.69% balance transfer fee applies
  • The 0% offer is applied to any balances transferred within the first 90 days of opening your account
  • The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, have a good credit history, and an annual income of at least £5,000
  • Balance Transfers
    Intro
    0%
    40 Months
    2.69% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Clubcard Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 18.9% p.a. (variable). *Your credit limit may vary depending upon your circumstances.

 APPLY ONLINE

Credit Needed
Excellent
  • Reduced balance transfer fee of 2.89% applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    40 Months
    2.89% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Reduced balance transfer fee of 2.30% (refunded from 4% fee charged, T&Cs apply) on transfers made within the first 3 months, 3% afterwards (min £3 at all times)
  • 3,000 bonus Nectar points for new customers transferring £1,000 or more in the first month. Offer extended - apply by 28/02/2017
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfers
    Intro
    0%
    42 Months
    2.30% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable).

 APPLY ONLINE

Credit Needed
Good
  • Earn unlimited cashback everywhere - 10% on selected Asda Money insurance products, *1% cashback on your Asda shopping & Asda fuel and 0.5% everywhere else
  • 0% on balance transfers for 12 months
  • 0% on purchases of £200 or more for 6 months at George.com
  • Get a FREE credit report for life
  • Contactless payment
  • You must be a UK resident, aged 18 years or over, have a household income of at least £10,000
  • Balance Transfers
    Intro
    0%
    12 Months
    2.90% Fee
    Purchases
    Intro
    0%
    6 Months†
    Rewards
    Cashback & Asda Discounts
    Annual Fee
    £0
    Representative APR (variable)
    19.9%
    APR

Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

  • Earn unlimited cashback everywhere - 10% on selected Asda Money insurance products, 2% cashback on your Asda shopping & Asda fuel and 1% everywhere else
  • 0% on balance transfers for 15 months
  • 0% on purchases of £200 or more for 6 months at George.com
  • Get a FREE credit report for life
  • Contactless payment
  • £3 monthly fee
  • You must be a UK resident, aged 18 years or over, have a household income of at least £10,000
  • Balance Transfers
    Intro
    0%
    15 Months
    3.00% Fee
    Purchases
    Intro
    n/a
    Rewards
    Cashback & Asda Discounts
    Annual Fee
    £36
    Representative APR (variable)
    26.2%
    APR

Representative Example: 26.2% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable). £3 monthly fee

 APPLY ONLINE

Credit Needed
Good
  • A bonus points voucher for 500 M&S points worth £5 when you spend in food, clothing or home at M&S
  • 0% on balance transfers and purchases for 25 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Balance Transfers
    Intro
    0%
    25 Months
    2.90% Fee
    Purchases
    Intro
    0%
    25 Months
    Rewards
    Reward points & travel discounts
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on a credit limit of £1200.

  • Nectar cardholders exclusive: Reduced balance transfer fee of 0.62% (refunded from 1.5% fee charged, T&Cs apply) on transfers made within the first 3 months, 3% afterwards (min. £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    33 Months
    0.62% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 3% balance transfer fee applies (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    18 Months
    3.00% Fee
    Purchases
    Intro
    0%
    29 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Excellent
  • No fee for the first year (normally £25
  • 20,000 Nectar bonus points welcome offer - worth £100 to spend with Nectar partners when you spend £2,000 on your account in the first three months
  • Collect 2 Nectar points for almost every £1 you spend
  • Collect 4 points for virtually every full £1 spent at Nectar partners
  • Complimentary Supplementary cards for a family member, so you can collect even more Nectar points
  • Apple Pay enabled payments
  • You must be a UK resident, aged 18 years or over and have no history of bad debt
  • Balance Transfers
    Intro
    n/a
    Purchases
    Intro
    n/a
    Rewards
    Nectar Points
    Annual Fee
    £25*
    Representative APR (variable)
    25%
    APR

Representative Example: 25.0% APR variable. Based on assumed credit limit of £1200 and an annual fee of £25. Interest rate for purchases: 19.9% p.a. variable.

 APPLY ONLINE

Credit Needed
Good
  • 3% balance transfer fee (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    28 Months
    3.00% Fee
    Purchases
    Intro
    0%
    28 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • Reduced balance transfer fee of 0.69% (refunded from 1.5% fee charged, T&Cs apply) on transfers made within the first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    33 Months
    0.69% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

Show More Results

Reward Card News
Solutions for rewards aficionados in a dwindling rewards state

Many issuers are scaling back rewards programmes as a result of the cap on interchange fees that came into effect in March 2015. If you're an aggressive rewards chaser, here are some ways you can keep maximising your points ... Read More

Manufactured spend risky, but rewarding

There are many ways to chase rewards. One is manufactured spending. It can lead to a big points payout, but it's risky, complicated and hard to find schemes ... Read More

Will debit rewards suffer cutbacks, too?

The interchange fee cap has already caused one credit card issuer to reduce perks. In spite of growing debit use and competition, will debit rewards meet the same fate? ... Read More