Sainsbury's Bank Credit Cards

Sainsbury's was founded in 1869 in London and grew rapidly, eventually gaining the title of being the UK's largest retailer. Although that title has since slipped, they are still widely respected and one of the UK's most trusted brands. In 1997, Sainsbury's established Sainsbury's Bank with a view to offer competitive insurance, savings, loans and credit card products to their loyal customers. They now offer a wider range of competitive credit card products to the UK consumer. These products are typically associated with the Nectar rewards scheme and, as such, tend to offer customers generous reward incentives. Compare the best Sainsbury's Nectar credit cards and find the right Sainsbury's product for you.

 APPLY ONLINE

Credit Needed
Excellent
  • 1.5% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Your interest rate and credit limit will vary depending on your individual circumstances
  • Balance Transfers
    Intro
    0%
    35 Months
    1.50% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Excellent
  • Nectar card holder exclusive: Reduced balance transfer fee of 1.78% (refunded from 2.89% fee charged, T&Cs apply) on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Only available to Nectar card holders
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    40 Months
    1.78% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Reduced balance transfer fee of 2.30% (refunded from 4% fee charged, T&Cs apply) on transfers made within the first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Balance Transfers
    Intro
    0%
    42 Months
    2.30% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 3% balance transfer fee applies (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    18 Months
    3.00% Fee
    Purchases
    Intro
    0%
    29 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Excellent
  • Reduced balance transfer fee of 2.89% applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    40 Months
    2.89% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • 5.94% interest on both balance transfers and purchases
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    n/a
    Purchases
    Intro
    n/a
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    5.9%
    APR

Representative Example: Representative 5.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 5.94% p.a. (variable)

  • No balance transfer fee (1.5% balance transfer fee charged initially and fully refunded within 60 days) applies on transfers made within the first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    28 Months
    0.00% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • Reduced balance transfer fee of 0.59% (refunded from 1.5% fee charged, T&Cs apply) on transfers made within the first 3 months, 3% afterwards (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    33 Months
    0.59% Fee
    Purchases
    Intro
    0%
    3 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 3% balance transfer fee (min £3 at all times)
  • 5,000 bonus Nectar points for new customers using the card to spend £250 on Sainsbury's shopping or fuel in the first month. Apply by 26/03/2017
  • Must be a UK resident and aged 18 years or over
  • Balance Transfers
    Intro
    0%
    28 Months
    3.00% Fee
    Purchases
    Intro
    0%
    28 Months
    Rewards
    Nectar Points
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

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