Royal Bank of Scotland Credit Cards

The Royal Bank of Scotland offers a limited range of cards, catering for those who require a consistent rate of interest or those who wish to earn rewards as they shop. Choose yours from the list below.

 APPLY ONLINE

Credit Needed
Good
  • Earn 1% Reward on all Supermarket spend and 0.5% at their petrol stations
  • At least 1% at MyRewards Retailers and 0.5% everywhere else you shop at home and abroad
  • Earn an extra 1% when you pay contactlessly or use Apple Pay - Offer ends 31st March 2017
  • MasterCard contactless enabled
  • Apple Pay enabled payments
  • £24 Annual Fee*
  • Receive a £24 refund on the annual fee when you hold a Reward or Reward Black current account
  • You must be a UK resident, aged 18 or over, and have an annual income of at least £10,000
  • Balance Transfers
    Intro
    n/a
    Purchases
    Intro
    n/a
    Rewards
    Cashback
    Annual Fee
    £24
    Representative APR (variable)
    23.7%
    APR

Representative Example: Representative 23.7% APR (variable). Based on an annual fee of £24, a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • No need to worry about teaser rates that jump up and sting you when the 0% offer ends
  • One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers
  • No balance transfer fees
  • Contactless payment enabled
  • Apple Pay payments
  • £24 annual fee
  • Must be a UK resident, aged 18 years or over, and have an annual income of at least £10,000
  • Balance Transfers
    Intro
    n/a
    Purchases
    Intro
    n/a
    Rewards
    No Rewards
    Annual Fee
    £24
    Representative APR (variable)
    11.1%
    APR

Representative Example: Representative 11.1% APR (variable). Based on an annual fee of £24, a credit limit of £1,200 and a purchase rate of 6.9% p.a. (variable)

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