Poor credit offers

Poor Credit

The credit cards and prepaid credit cards listed below are designed for customers with no credit history or a poor credit history, who are looking to build their credit status or access the benefits of card payments. Compare the cards, then apply online for your choice of credit card by completing a secure application.

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Compare offers side by side to determine which card is best for you.

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Apply for a credit card with a secure online application.

Product Name Representative APR (variable) Balance Transfers Intro Purchases
Intro
Rewards
 
  • 60 second application response - credit limit up to £1,500
  • Most popular credit building credit card
  • Best for applicants who want to build or rebuild their credit rating

Representative Example: 34.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)

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  • 0% on Purchases for 3 months! Offer ends 31st May
  • Manageable credit limits £250-£1,000
  • Suitable if you have had missed payments or have had CCJs over 12 months ago

Representative Example: 29.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 29.90% p.a. (variable)

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  • Credit limit up to £1,600
  • Manageable monthly payments
  • Best for applicants who want to rebuild their credit rating - not currently open to those new to credit

Representative Example: 32.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 32.95% p.a. (variable)

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  • Fixed credit limit to help you stay in control
  • Free fraud monitoring
  • Best for applicants who want to build or rebuild their credit rating

Representative Example: 39.9% APR representative (variable). Based on a credit limit of £1,000 and a purchase rate of 39.94% p.a. (variable)

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* While reasonable efforts are made to keep information updated, credit card terms cannot be guaranteed for accuracy. Please ensure that you fully read the terms & conditions of any product or policy before you decide to proceed and are fully aware of the total costs and the benefits and any exclusions or limitations applicable to the product or plan.

* Please note that the ‘More info’ or ‘Apply here’ product links will take you direct to the Issuer or Insurer's site direct and we cannot be held responsible for the information which they provide within their own sites.