MasterCard Credit Cards

Formerly known in 1966 as "Interbank" and "Master Charge", MasterCard, as we now know it, has become one of the main credit card payment platforms in the UK, offering market leading products in a number of categories via a number of different issuers. Compare the best MasterCard credit cards products online now & find the right credit card for your needs.

  • 0% on balance transfers for 36 months from account opening on balance transfers made within the first 90 days - 2.5% fee (3% is initially applied, then 0.5% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • 0% on balance transfers for 36 months from account opening on balance transfers made within the first 90 days - 2.5% fee (3% is initially applied, then 0.5% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Contactless payments
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    36 Months
    Balance Transfer
    Fee
    2.5%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    19.9%
    APR

Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for up to 22 months from account opening (no fee)
  • 0% on money transfers for 12 months from account opening (3.94% fee)
  • Earn Clubcard points wherever you use your Tesco Bank credit card and get your usual points in Tesco too (terms & conditions apply)
  • Apply online and get a decision within 60 seconds
  • Transfer a balance within 90 days of opening your account to get the 0% deal
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, aged 18 or over, have a good credit history, and have an annual income of at least £5,000
  • The APR and length of promotional offer may vary as they are dependent on your personal circumstances
  • 0% on balance transfers for up to 24 months from account opening (no fee)
  • 0% on money transfers for 12 months from account opening (3.94% fee)
  • Earn Clubcard points wherever you use your Tesco Bank credit card and get your usual points in Tesco too (terms & conditions apply)
  • Apply online and get a decision within 60 seconds
  • Transfer a balance within 90 days of opening your account to get the 0% deal
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, aged 18 or over, have a good credit history, and have an annual income of at least £5,000
  • The APR and length of promotional offer may vary as they are dependent on your personal circumstances
  • Balance Transfer
    Rate & Duration
    0%
    22 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

  • Limited Offer - Low APR card available - Extended until 31st December 2017
  • Free Aqua credit checker - £250 - £1,200 Credit limit
  • Aqua accept people who have had CCJs or are on a low income
  • Aqua has said YES to over 750,000 customers in the UK
  • Text reminders, so you need never miss a payment
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • Limited Offer - Low APR card available - Extended until 31st December 2017
  • Free Aqua credit checker - £250 - £1,200 Credit limit
  • Aqua accept people who have had CCJs or are on a low income
  • Aqua has said YES to over 750,000 customers in the UK
  • Text reminders, so you need never miss a payment
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    27.4%
    APR

Representative Example: Representative 27.4% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 27.45% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • Collect Tesco Clubcard points wherever you use your card, plus your usual points in Tesco (T&Cs apply)
  • Free access to your credit report, and tools to help you rebuild your credit rating (through partnership with Noddle, part of the Callcredit information group)
  • Credit limits between £250 and £1,500 and manageable repayments from £25 per month
  • Set up email alerts to help you avoid missing repayments
  • Use the Mobile Banking app to help you stay in control of your money, even when you are on the move
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, and an annual income of at least £5,000
  • Collect Tesco Clubcard points wherever you use your card, plus your usual points in Tesco (T&Cs apply)
  • Free access to your credit report, and tools to help you rebuild your credit rating (through partnership with Noddle, part of the Callcredit information group)
  • Credit limits between £250 and £1,500 and manageable repayments from £25 per month
  • Set up email alerts to help you avoid missing repayments
  • Use the Mobile Banking app to help you stay in control of your money, even when you are on the move
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, and an annual income of at least £5,000
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    27.5%
    APR

Representative Example: Representative 27.5% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 27.5% p.a. (variable)

  • 2.89% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • Up to 10,000 bonus Nectar points: Earn 1,000 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 10,000 points. Apply by 28th December 2017 (T&Cs apply)
  • Must be a UK resident and aged 18 years or over
  • Must not have been declined credit in the last month, or have a history of bad credit
  • 2.89% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times)
  • Up to 10,000 bonus Nectar points: Earn 1,000 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 10,000 points. Apply by 28th December 2017 (T&Cs apply)
  • Balance Transfer
    Rate & Duration
    0%
    36 Months
    Balance Transfer
    Fee
    2.89%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • £20 M&S reward voucher on your first spend
  • Double M&S points on all your M&S shopping for the first 12 months
  • 0% on purchases for 6 months
  • 0% on balance transfer for 6 months, available for 90 days from account opening (2.9% fee, min £5)
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • £20 M&S reward voucher on your first spend
  • Double M&S points on all your M&S shopping for the first 12 months
  • 0% on purchases for 6 months
  • 0% on balance transfer for 6 months, available for 90 days from account opening (2.9% fee, min £5)
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Balance Transfer
    Rate & Duration
    0%
    6 Months
    Balance Transfer
    Fee
    2.9%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

  • 0% on card purchases for the first 6 months
  • Free unlimited access to your Aqua credit report
  • Text reminders, so you need never miss a payment
  • Start with a credit limit of £250 - £1,200 and you could get an increase on your 4th statement
  • Aqua accepts applications from people who have had CCJs or are on a low income
  • Access to money-saving vouchers and offers
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • 0% on card purchases for the first 6 months
  • Free unlimited access to your Aqua credit report
  • Text reminders, so you need never miss a payment
  • Start with a credit limit of £250 - £1,200 and you could get an increase on your 4th statement
  • Aqua accepts applications from people who have had CCJs or are on a low income
  • Access to money-saving vouchers and offers
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    3%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    34.9%
    APR

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 6.5% p.a. (variable) interest on purchases and balance transfers
  • No fee for balance transfers made in the first 3 month - 2.99% fee thereafter
  • No annual fee
  • Additional security shopping online with MasterCard® SecureCode™
  • Mobile servicing app to keep track of your balance and available credit
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 6.5% p.a. (variable) interest on purchases and balance transfers
  • No fee for balance transfers made in the first 3 month - 2.99% fee thereafter
  • No annual fee
  • Additional security shopping online with MasterCard® SecureCode™
  • Mobile servicing app to keep track of your balance and available credit
  • Contactless payments
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    6.5%
    APR

Representative Example: Representative 6.5% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 6.5% p.a. (variable)

  • Nectar cardholder exclusive: Balance transfer fee of 1.98% (2.89% initial fee reduced by refund). Applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times).
  • Up to 10,000 bonus Nectar points: Earn 1,000 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 10,000 points. Apply by 28th December 2017 (T&Cs apply)
  • Must be a UK resident and aged 18 years or over
  • Must not have been declined credit in the last month, or have a history of bad credit
  • Must have a Nectar card to apply for this product
  • Nectar cardholder exclusive: Balance transfer fee of 1.98% (2.89% initial fee reduced by refund). Applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times).
  • Up to 10,000 bonus Nectar points: Earn 1,000 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 10,000 points. Apply by 28th December 2017 (T&Cs apply)
  • Balance Transfer
    Rate & Duration
    0%
    37 Months
    Balance Transfer
    Fee
    1.98%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • 32 months interest free on balance transfers (0.99% fee, min £5)
  • 0% interest on shopping for 6 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • 32 months interest free on balance transfers (0.99% fee, min £5)
  • 0% interest on shopping for 6 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.99%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for 36 months from account opening
  • 2.69% balance transfer fee applies
  • 0% interest periods apply to any balances transferred within the first 90 days of opening your account
  • 0% on purchases for 3 months
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, have a good credit history, and an annual income of at least £5,000
  • The APR, length of promotional period, and credit limit may vary as they are dependent on your personal circumstances
  • 0% on balance transfers for 38 months from account opening
  • 2.69% balance transfer fee applies
  • 0% interest periods apply to any balances transferred within the first 90 days of opening your account
  • 0% on purchases for 3 months
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, have a good credit history, and an annual income of at least £5,000
  • The APR, length of promotional period, and credit limit may vary as they are dependent on your personal circumstances
  • Balance Transfer
    Rate & Duration
    0%
    36 Months
    Balance Transfer
    Fee
    2.69%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% interest for up to 33 months from account opening on balance transfers made in the first 90 days - minimum £100 balance transfer
  • 0.57% fee applies on each balance transfer made in the first 90 days (3% fee on each balance transfer after the first 90 days)
  • An initial 3% is applied, then reduced to 0.57% by a refund
  • 0% interest for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Good credit rating required
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • 0% interest for up to 33 months from account opening on balance transfers made in the first 90 days - minimum £100 balance transfer
  • 0.57% fee applies on each balance transfer made in the first 90 days (3% fee on each balance transfer after the first 90 days)
  • An initial 3% is applied, then reduced to 0.57% by a refund
  • 0% interest for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • Balance Transfer
    Rate & Duration
    0%
    33 Months
    Balance Transfer
    Fee
    0.57%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% interest on all purchases for 26 months from the date your account is opened
  • 0% on balance transfers for 12 months from account opening (3% fee, min £3)
  • Use worldwide at outlets or ATMs which display the Mastercard symbol
  • Contactless card for payments under £30)
  • Must be 18 years old and a UK resident
  • 0% interest on all purchases for 26 months from the date your account is opened
  • 0% on balance transfers for 12 months from account opening (3% fee, min £3)
  • Use worldwide at outlets or ATMs which display the Mastercard symbol
  • Contactless card for payments under £30)
  • Must be 18 years old and a UK resident
  • Balance Transfer
    Rate & Duration
    0%
    12 Months
    Balance Transfer
    Fee
    3%
    Purchases
    Intro
    0%
    26 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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