MasterCard Credit Cards

Formerly known in 1966 as "Interbank" and "Master Charge", MasterCard, as we now know it, has become one of the main credit card payment platforms in the UK, offering market leading products in a number of categories via a number of different issuers. Compare the best MasterCard credit cards products online now & find the right credit card for your needs.

  • 0% on balance transfers for 40 months from account opening on balance transfers made within the first 90 days - 1.69% fee (3% is initially applied, then 1.31% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    40 Months
    Balance Transfer
    Fee
    1.69%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

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Credit Needed
Good
  • Up to 39 Months 0% Balance Transfers (1.60% Fee - Inital fee of 3.00% is applied, then 1.40% is refunded)
  • 0% purchase for 6 months
  • Accepted wherever you see the MasterCard sign at over 33 million locations worldwide
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Minimum £100 balance transfer
  • You must be a UK resident, aged 18 years, in receipt of a regular income, not currently declared bankrupt, have no CCJs and are not subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    39 Months
    Balance Transfer
    Fee
    1.6%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

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Credit Needed
Good
  • 0% on balance transfers for up to 24 months from account opening (no fee)
  • 0% on money transfers for 12 months from account opening (3.94% fee)
  • Earn Clubcard points wherever you use your Tesco Bank credit card and get your usual points in Tesco too (terms & conditions apply)
  • Apply online and get a decision within 60 seconds
  • Transfer a balance within 90 days of opening your account to get the 0% deal
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, aged 18 or over, have a good credit history, and have an annual income of at least £5,000
  • The APR and length of promotional offer may vary as they are dependent on your personal circumstances
  • Balance Transfer
    Rate & Duration
    0%
    24 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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Credit Needed
Bad
  • Free Aqua credit checker - £250 - £1,200 Credit limit
  • Aqua accept people who have had CCJs or are on a low income
  • Aqua has said YES to over 750,000 customers in the UK
  • Text reminders, so you need never miss a payment
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    29.7%
    APR

Representative Example: Representative 29.7% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 29.75% p.a. (variable)

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Credit Needed
Bad
  • 0% on card purchases for the first 4 months
  • Free unlimited access to your Aqua credit report
  • Text reminders, so you need never miss a payment
  • Start with a credit limit of £250 - £1,200 and you could get an increase on your 4th statement
  • Aqua accepts applications from people who have had CCJs or are on a low income
  • Access to money-saving vouchers and offers
  • You must be a UK resident, without CCJs in the past 12 months
  • Must not have taken out a Marbles card in the past 12 months
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    4 Months
    Annual Fee
    £0
    Representative APR (variable)
    34.9%
    APR

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.95% p.a. (variable)

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Credit Needed
Good
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 0% interest on balance transfers and purchases (no fee on balance transfers)
  • 5.85% p.a. (variable) interest on purchases and balance transfers
  • No annual fee
  • Additional security shopping online with MasterCard® SecureCode™
  • Mobile Servicing app to keep track of your spending and available credit
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    3 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    5.85%
    APR

Representative Example: Representative 5.85% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 5.85% p.a. (variable)

  • 0% for 35 Months on Balance Transfers (1.49% fee applies in the first 90 days - 3% fee thereafter)
  • An initial fee of 3% is applied, then 1.51% is refunded within 90 days
  • 0% for 3 months from account opening on purchases
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    35 Months
    Balance Transfer
    Fee
    1.49%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)

  • 0% on balance transfers for 37 months from account opening (on balance transfers made within the first 90 days) - Minimum £100 balance transfer
  • 1.39% fee (3% is initially applied, then 1.61% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    37 Months
    Balance Transfer
    Fee
    1.39%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 0% for 41 months on balance transfers (3.25% fee applies)
  • Balance transfers must be made within 3 months of account opening
  • 0% for 3 months on purchases from account opening
  • APR dependent on your personal circumstances
  • Must be a UK resident with an annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    41 Months
    Balance Transfer
    Fee
    3.25%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

  • 32 months interest free on balance transfers (0.99% fee, min £5)
  • 0% interest on shopping for 6 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.99%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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Credit Needed
Excellent
  • 1.5% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (min. £3 at all times)
  • 5,000 bonus Nectar points when you use our credit card to spend £250 on Sainsbury's shopping and fuel in your first month. Apply by 28th August 2017
  • Must be a UK resident and aged 18 years or over
  • Your interest rate and credit limit will vary depending on your individual circumstances
  • Balance Transfer
    Rate & Duration
    0%
    35 Months
    Balance Transfer
    Fee
    1.5%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for 40 months from account opening
  • 2.69% balance transfer fee applies
  • The 0% offer is applied to any balances transferred within the first 90 days of opening your account
  • The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances
  • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
  • You must be a UK resident, have a good credit history, and an annual income of at least £5,000
  • Balance Transfer
    Rate & Duration
    0%
    40 Months
    Balance Transfer
    Fee
    2.69%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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Credit Needed
Good
  • 0% interest for up to 32 months from account opening on balance transfers made in the first 90 days with a low fee of 0.8%
  • 0.8% fee applies on each balance transfer made in the first 90 days - 3% fee applies on each balance transfer after the first 90 days
  • 0% interest for 12 months on purchases
  • Apple Pay enabled payments
  • Good credit rating required
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.8%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)

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Credit Needed
Good
  • 0% interest on all purchases for 26 months from the date your account is opened
  • 0% on balance transfers for 12 months from account opening (3% fee, min £3)
  • Use worldwide at outlets or ATMs which display the Mastercard symbol
  • Contactless card for payments under £30)
  • Must be 18 years old and a UK resident
  • Balance Transfer
    Rate & Duration
    0%
    12 Months
    Balance Transfer
    Fee
    3%
    Purchases
    Intro
    0%
    26 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% for 32 Months on Balance Transfers (0.8% fee in the first 90 days - 3% fee thereafter)
  • 0% on purchases for 12 months from account opening
  • Accepted wherever you see the MasterCard sign at over 33 million locations worldwide
  • Apple Pay enabled payments
  • Minimum £100 balance transfer
  • APR dependent on circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not be declared bankrupt, have any CCJs, and not be subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.8%
    Purchases
    Intro
    0%
    12 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 0% on all purchases for up to 32 months from the date your account is opened
  • 0% on balance transfers for up to 16 months made in the first 3 months. A 2.89% balance transfer fee applies which will increase the total amount that you owe
  • Mobile servicing app to keep track of your balance and available credit
  • Additional security shopping online with MasterCard® SecureCode™
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    16 Months
    Balance Transfer
    Fee
    2.89%
    Purchases
    Intro
    0%
    32 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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