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Low Interest Credit Cards |
The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Search through the Low Interest Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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Bank of America® Accelerated RewardsTM American Express® Card |
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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
- No Annual Fee and flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Platinum Select® Card |
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 7.49%* |
None* |
Yes* |
Excellent/Good Credit* |
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Bank of America World MasterCard® with WorldPointsTM |
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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Capital One® Platinum |
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- Click "APPLY HERE" to apply online or call (866) 543-0808
- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until October 2009* |
12.90% (V)* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Visa® Credit Card |
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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers through your first twelve billing cycles*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Diamond Preferred® Card |
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- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 7.74%* |
None* |
Yes* |
Excellent/Good Credit* |
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Discover® More Card |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Capital One® No Hassle MilesSM Rewards |
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- Click "APPLY HERE" to apply online or call (866) 592-0808
- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- Save with a 0% intro APR on purchases until October 2009
- No expiration date on miles and no limit on the miles you can earn
- There are no blackout dates and no seat restrictions
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until October 2009* |
9.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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Discover® More Card - American Flag |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Citi® Platinum Select® Visa® |
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- Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
- No Annual Fee
- $0 liability on unauthorized purchases*
- Secure, free online account management*
- Apply online and get an instant response*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 7.49%* |
None* |
Yes* |
Good Credit* |
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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