Interest free credit card deals offer people a great way to reduce the interest they pay to credit card issuers, and if you haven't switched issuer for a while there's a good chance you'll be paying more interest than you need to. Remember that the best interest free credit cards come with various different features, so it is essential that you compare cards impartially to make sure you get the best interest free deal for you.
Interest free cards come in three main formats:
Given the complexity of the products in the interest free credit card market, it is essential you compare credit cards to get the best deal for you. One of the quickest and easiest ways to do this is by using credit card comparison tables which rank products by the strength of specific features (eg. longest interest free balance transfer), together with secure links to the specific product on the issuer's website where you can apply (and in many instances get instant approval).
Be sure you have done your research before you apply for a credit card, because almost every credit application in the UK is recorded by a credit reference agency, and someone deemed to have too many applications can be seen by lenders as a sign of financial difficulty, making it more difficult to secure credit in the future. If you are already in financial difficulty, that does not necessarily mean you can't access interest free credit cards, but it is unlikely you will be offered the great credit card deals available to 'prime' customers, and you might be better placed applying for a bad credit credit card, some of which regularly offer interest free balance transfer periods or 0% purchase periods.