Halifax Credit Cards

Whether you are looking for an introductory period for balance transfers & purchases, or want to pay a low interest rate on your credit card forever, Halifax undoubtedly has a card to suit you. Choose from the wide range below and apply easily online.

 APPLY ONLINE

Credit Needed
Good
  • 0% on balance transfers for 41 months from account opening on balance transfers made within the first 90 days - 3.18% fee (3.5% is initially applied, then 0.32% is refunded)
  • Manage your card online using online banking & mobile banking
  • Free cover against online fraud with Halifax Secure
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    41 Months
    Balance Transfer
    Fee
    3.18%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable).

 APPLY ONLINE

Credit Needed
Good
  • 0% interest for the first 26 months on balance transfers (2.95% fee applies for the first 90 days, then 3% applies thereafter)
  • An initial balance transfer fee of 3% applies, then 0.05 is refunded within 90 days
  • 0% interest on purchases for the first 26 months
  • Cover against online fraud with Halifax Secure
  • Easy to manage your card online
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not be subject to an IVA, not be currently bankrupt, or have any outstanding CCJs
  • Balance Transfer
    Rate & Duration
    0%
    26 Months
    Balance Transfer
    Fee
    2.95%
    Purchases
    Intro
    0%
    26 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • Take control of your spending - Spread the cost of big purchases by setting up instalment plans (from 2 to 36 months), then pay them off in regular monthly payments
  • A low representative rate of 6.4% APR (variable) on purchases and balance transfers*
  • 0% fee on balance transfers made within the first 90 days (3% fee thereafter)
  • Apple Pay enabled payments
  • *Credit limits and interest rates will vary based on your individual circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, be free from CCJs, bankruptcy, and not be subject to an IVA
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    6.4%
    APR

Representative Example: 6.4% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 6.45% p.a. (variable).

 APPLY ONLINE

Credit Needed
Good
  • 25 Months 0% Balance Transfer (No Fee for transfers made within 90 days)
  • 0% on purchases for 6 months
  • Manage your card online using internet banking & mobile banking
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, have no CCJs, not be currently bankrupt and not subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    25 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable).

 APPLY ONLINE

Credit Needed
Good
  • 32 Months 0% balance transfer with low fee (0.7% fee in the first 90 days - 3% fee thereafter)
  • 0% for 12 months from account opening on purchases.
  • Free cover against online fraud with Halifax Secure
  • Accepted in over 33 million locations worldwide
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 or over, have a regular income, not have any CCJs, not declared bankrupt and not subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    32 Months
    Balance Transfer
    Fee
    0.7%
    Purchases
    Intro
    0%
    12 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: 18.95% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200

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