Halifax Credit Cards

Whether you are looking for an introductory period for balance transfers & purchases, or want to pay a low interest rate on your credit card forever, Halifax undoubtedly has a card to suit you. Choose from the wide range below and apply easily online.

  • 0% on balance transfers for 41 months from account opening on balance transfers made within the first 90 days - 2.29% fee (3% is initially applied, then 0.71% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    41 Months
    Balance Transfer
    Fee
    2.29%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • 0% interest for the first 29 months on balance transfers (2.5% fee applies for the first 90 days, then 3% applies thereafter)
  • 0% interest on purchases for the first 29 months
  • Cover against online fraud with Halifax Secure
  • Easy to manage your card online
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not be subject to an IVA, not be currently bankrupt, or have any outstanding CCJs
  • Balance Transfer
    Rate & Duration
    0%
    29 Months
    Balance Transfer
    Fee
    2.5%
    Purchases
    Intro
    0%
    29 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

  • Take control of your spending - Spread the cost of big purchases by setting up instalment plans (from 2 to 36 months), then pay them off in regular monthly payments
  • A low representative rate of 6.4% APR (variable) on purchases and balance transfers*
  • 0% fee on balance transfers made within the first 90 days (3% fee thereafter)
  • Apple Pay enabled payments
  • *Credit limits and interest rates will vary based on your individual circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, be free from CCJs, bankruptcy, and not be subject to an IVA
  • Balance Transfer
    Rate & Duration
    n/a
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    n/a
    Annual Fee
    £0
    Representative APR (variable)
    6.4%
    APR

Representative Example: Representative 6.4% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 6.45% p.a. (variable)

  • 0% on balance transfers for 37 months from account opening (on balance transfers made within the first 90 days) - Minimum £100 balance transfer
  • 1.39% fee (3% is initially applied, then 1.61% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    37 Months
    Balance Transfer
    Fee
    1.39%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% interest for 30 months on purchases
  • 0% for 6 months from account opening on balance transfers (3% fee)
  • Free cover against online fraud
  • Apple Pay enabled payments
  • APR dependent on applicant circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income of at least £20,000 p.a., not have any CCJs, be subject to an IVA or be currently declared bankrupt
  • Balance Transfer
    Rate & Duration
    0%
    6 Months
    Balance Transfer
    Fee
    3%
    Purchases
    Intro
    0%
    30 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 26 Months 0% Balance Transfer (No Fee for transfers made within 90 days)
  • 0% on purchases for 6 months
  • Manage your card online using internet banking & mobile banking
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, have no CCJs, not be currently bankrupt and not subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    26 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    6 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • Limited Offer - £20 cashback on your first balance transfer made within 90 days of account opening - Offer ends 13 June 2017
  • 33 Months 0% balance transfer with low fee (0.59% fee in the first 90 days - 3% fee thereafter)
  • Initial fee of 3% applies, then 2.41% is refunded within 90 days
  • 0% for 3 months from account opening on purchases.
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 or over, have a regular income, not have any CCJs, not declared bankrupt and not subject to an IVA
  • Balance Transfer
    Rate & Duration
    0%
    33 Months
    Balance Transfer
    Fee
    0.59%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

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