Virgin Classic Balance Transfer

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Credit Needed
Good Credit
  • 0% for 32 months on balance transfers (0.60% fee applies), and 0% for 3 months on purchases
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design - including Quest and iconic Sex Pistols
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be a UK resident, aged 18 years or over, with a good credit rating
  • Representative APR (variable)
    19.9%
    APR
    Balance Transfer APR
    0% for 32 months
    Balance Transfer Fee
    0.60%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)


Virgin Money Classic Balance Transfer credit card summary

Virgin Money Classic Balance Transfer credit card has the great benefits such as discounts on Virgin holidays and other Virgin products in addition to a 32 month interest-free period on balance transfers (0.60% handling fee) and 0% for 3 months on card purchases, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.

Key features of this credit card

  • Representative 19.9% APR (variable)
  • 0% on balance transfers for 32 months (from the date your account is opened.  Transfers to be made within 60 days. 0.60% handling fee applies)
  • 0% on card purchases for 3 months (from the date your account is opened) 
  • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
  • Contactless payment - fast and secure payment for items under £30
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app (simply download the app and sync with your credit card, to enjoy unique Virgin experiences, and save money on things like travel, food, beauty and health)
  • No annual fee
  • Manage your account online
  • 4% fee on Money Transfers
  • Choose the design of your card - go for black, red, purple, or the iconic Sex Pistols design

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Good credit rating