Virgin 41 Month Balance Transfer

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Credit Needed
Excellent Credit
  • 0% for 41 months on balance transfers - (3.00% fee)
  • 0% for 41 months on money transfers - (3.80% fee)
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose from a range of exciting Virgin card designs
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
  • Representative APR (variable)
    20.9%
    APR
    Balance Transfer APR
    0% for 41 months
    Balance Transfer Fee
    3.00%
    Annual Fee
    £0
    Credit Needed
    Excellent Credit

Representative Example: Representative 20.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)


Virgin 41 Month Balance Transfer

Virgin are offering a 41 Month Balance Transfer (3.00%  fee) and 0% for 3 months on purchases card, plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.

Key features of this credit card

  • Representative 20.9% APR (variable)
  • 0% on balance transfers for 41 months (from the date your account is opened.  Transfers to be made within 60 days. 3.00% handling fee applies)
  • 0% on card purchases for 3 months (from the date your account is opened) 
  • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
  • Contactless payment - fast and secure payment for items under £30
  • Enjoy exclusive offers and rewards from our family with the Virgin Red app (simply download the app and sync with your credit card, to enjoy unique Virgin experiences, and save money on things like travel, food, beauty and health)
  • No annual fee
  • Manage your account online
  • 0% on Money Transfers for 41 months (3.80% fee)
  • Choose the design of your card - go for black, red, purple, Quest, or the iconic Sex Pistols design

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • UK bank account
  • Good credit history