Virgin 25 Month All-Round Credit Card

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Credit Needed
Excellent Credit
  • 0% for 25 months on balance transfers (2.70% fee), 0% for 25 months on purchases & 0% for 25 months on money transfers (2.70% fee)
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design from our fabulous range
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
  • 0% for 25 months on balance transfers (2.70% fee), 0% for 25 months on purchases & 0% for 25 months on money transfers (2.70% fee)
  • Use Virgin's Card Checker to see if you will be accepted without affecting your credit rating
  • Choose your card design from our fabulous range
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Must be aged 18 or over, UK resident with a bank account, and have a good credit rating
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 25 months
    Balance Transfer Fee
    2.70%
    Annual Fee
    £0
    Credit Needed
    Excellent Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


Virgin 25 Month All-Round credit card summary

Virgin 25 Month All-Round credit card offers 0% on balance transfers for 25 months (2.70% handling fee), 0% for 25 months on card purchases and 0% on money transfers for 25 months (2.70% fee), plus contactless payment which allows you to pay for items of £30 or less without having to enter your pin.  It also offers discounts on Virgin holidays and other Virgin products.

Key features of this credit card

  • Representative 18.9% APR (variable)
  • 0% on balance transfers for 25 months (from the date your account is opened.  Transfers to be made within 60 days. 2.70% handling fee applies)
  • 0% on card purchases for 25 months (from the date your account is opened) 
  • 0% on money transfers for 25 months.  Transfers to be made within 60 days of account opening.  (2.70% fee applies)
  • Use Virgin's Card Checker to see if you will be accepted for this card, without affecting your credit rating
  • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
  • Contactless payment - a quick & easy way to pay for purchases of £30 or less
  • Manage your account online
  • No annual fee
  • Choose your card design from our fabulous range

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Good credit rating