Vanquis Visa

 APPLY ONLINE

Credit Needed
Bad Credit
  • You'll start with an easy to manage credit limit up to £1,000, but you could get a credit limit increase after your 5th statement up to £4,000
  • Free fraud monitoring
  • Good for applicants who want to build or rebuild their credit rating
  • Must be a UK resident, aged 18 or over
  • Not available to applicants who already hold a Vanquis Bank issued credit card (Vanquis, Aquis, NEO, Black Diamond, Chrome)
  • Representative APR (variable)
    39.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £0
    Credit Needed
    Bad Credit

Representative Example: Representative 39.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 39.94% p.a. (variable)


Vanquis credit card summary

Vanquis considers every application on its own merits, so Vanquis encourage you to apply even if you have had credit problems in the past.

Key features of this card

  • Representative 39.9% APR (variable)
  • Start with an easy to manage credit limit between £150 and £1,000
  • A friendly UK Customer Service call centre
  • Online and SMS Account Management
  • No annual fee
  • Up to 56 days interest free on purchases
  • Free additional cardholder
  • Free fraud monitoring - Vanquis will warn you of any suspicious activity on your account
  • Chip & PIN technology for added security whenever you use your card
  • Visa is widely accepted in the UK and abroad
  • Convenient for paying online and over the phone

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • No bankruptcy within past year (or pending bankruptcy action)
  • Not available to applicants who already hold a Vanquis Bank issued credit card (Vanquis, Aquis, NEO, Black Diamond, Chrome)