Santander Zero Credit Card

 APPLY ONLINE

Credit Needed
Good Credit
  • No foreign transaction fees on purchases when made in the local currency
  • Online and mobile banking so you can manage your account anywhere
  • No cash withdrawal fees at home and abroad (interest in charged immediately on cash withdrawals)
  • Apple pay enabled - Pay with your iPhone, iPad or Apple Watch
  • You will receive the exact rate and offer advertised if your application is accepted (Subject to status)
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


Santander Zero Credit Card summary

Santander Zero offers no foreign transaction fees on purchases or cash withdrawals in the UK or abroad.

Key features of this card

  • Representative 18.9% APR (variable)
  • Cash interest rate 18.9%
  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • No cash withdrawal fees at home or aboard (interest is charged immediately on cash withdrawals)
  • No monthly fee
  • Online and mobile banking so you can manage your account anywhere
  • Up to 56 days interest free credit on purchases when the balance is paid on time and in full each month
  • Welcome offers - get 5 cashback offers of up to 25% from a range of major retailers
  • Ongoing cashback - up to 15% from a variety of online and high street retailers
  • 3 additional cards for family members at no extra cost

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Annual income of at least £7,500
  • Good credit history (no history of bankruptcy or CCJs)