Santander All in One Credit Card

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Credit Needed
Good Credit
  • 0% on balance transfers for 39 months from account opening with no balance transfer fee
  • Get 5 cashback offers of up to 25% from a range of major retailers
  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • Apple pay enabled - Pay with your iPhone, iPad or Apple Watch
  • *£3 monthly fee - £36 per year
  • You will receive the exact rate and offer advertised if your application is accepted (Subject to status)
  • Representative APR (variable)
    21.7%
    APR
    Balance Transfer APR
    0% for 39 months
    Balance Transfer Fee
    0.00%
    Annual Fee
    *£36
    Credit Needed
    Good Credit

Representative Example: Representative 21.7% APR (variable). Based on an annual fee of £36, a credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)


Santander All in One credit card summary

Santander All in One credit card offers 0.5% cashback on all purchases, plus 0% balance transfer for 39 months (no balance transfer fee).  There is a £3 monthly fee.

Key features of this card

  • Representative 21.7% APR (variable)
  • 0% on balance transfers for 39 months on balances transferred within the first 90 days (no balance transfer fee)
  • 0.5% cashback on all purchase with no limit to how much you can earn*
  • 0% on purchases for 6 months
  • £3 monthly fee
  • Apple Pay so you can pay with your device at contactless terminals
  • Get 5 cashback offers of up to 25% from a range of major retailers
  • Up to 15% ongoing cashback from a variety of online and high street retailers
  • Online and mobile account management

* Cashback will not be earned on cash transactions, such as the purchase of foreign currency and cash withdrawals, or on balance transfers

Acceptance criteria in addition to credit check

  • Age 18 years or over
  • A UK resident
  • No CCJs, declared bankrupt or an IVA within the last 6 years
  • A gross annual income of £7,500 or more