Sainsbury's Bank Nectar 39 Month Balance Transfer

  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 39 months
    Balance Transfer Fee
    2.39%
    Annual Fee
    £0
    Credit Needed
    --

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Sainsbury's Bank Nectar 39 Month Balance Transfer summary

Sainsbury's Bank 39 Month Balance Transfer card offers 0% on balance transfers for 39 months and purchases for 3 months, as well as great Nectar rewards on Sainsbury's shopping and fuel.  You will need a Nectar card in order to gain access to the reduced BT fee (2.39%).

Reduced balance transfer fee of 2.39% (*refunded from 2.89% fee charged, T&Cs apply) applies on transfers made within your first 3 months, 3% afterwards (min £3 at all times).

Key features of this credit card

  • Representative 18.9% APR (variable)
  • 0% interest on balance transfers for the first 39 months (*2.39% fee applies on transfers made within your first 3 months, 3% afterwards - minimum £3 at all times)
  • Up to 10,000 bonus Nectar points: Earn 1,000 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 10,000 points. Apply by 28th December 2017 (T&Cs apply)
  • 0% on purchases for 3 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spend on your card elsewhere
  • Manage your account online
  • No annual fee

Acceptance criteria in addition to credit check

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing Sainsbury's Bank Credit Card holder