Saga Platinum

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Credit Needed
Good Credit
  • 0% foreign currency fees for transactions worldwide
  • 0% on purchases and balance transfers for the first 9 months (3% fee applies)
  • Representative 11.9% APR (variable) - Plus benefits from discounts on board Saga cruise ships, at Saga resorts and when booking Saga holidays
  • Manage your account online 24/7
  • You must be a UK resident, aged 50+, have a good credit history, and have a regular income of at least £12,000 per year
  • Representative APR (variable)
    11.9%
    APR
    Balance Transfer APR
    0% for 9 months
    Balance Transfer Fee
    3.00%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 11.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 11.29% p.a. (variable)


Saga Platinum credit card summary

Saga Platinum credit card provides 0% for 9 months on both balance transfers and purchases for people over 50, plus 0% foreign currency fees for transactions worldwide.

 

Key features of this card

  • Representative 11.9% APR (variable)
  • 0% on balance transfers for 9 months from account opening (3% balance transfer fee)
  • 0% on purchases for 9 months from account opening date
  • 0% foreign currency fees for transactions worldwide
  • Interest free cash withdrawals – up to 55 days (a 2% Cash Advance Fee applies minimum £2)
  • Internet fraud guarantee
  • Online account management
  • No annual fee
  • 24 hour customer service
  • Cash annual rate 19.61%

Acceptance criteria in addition to credit check

  • Aged 50 years or over
  • UK resident
  • Good credit rating
  • Have a regular income of at least £12,000