Post Office Money Platinum Card

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Credit Needed
Good Credit
  • 0% on all purchases for the first 28 months
  • 0% on balance transfers for 18 months (2.89% fee)
  • Balance transfers must be made within three months of account opening
  • No cash fee to buy travel money at the Post Office
  • No fees on purchases overseas
  • You must be a UK resident, aged 18 years or over, have an income of at least £8,000, have no outstanding CCJs, have a current bank or building society account and not already hold a Post Office Money Credit Card
  • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 18 months
    Balance Transfer Fee
    2.89%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


Post Office Money credit card summary

Post Office Money credit card has great benefits with no fees on purchases overseas, 0% on balance transfers for the first 18 months and 0% on purchases for 28 months

Key features of this credit card

  • Representative 18.9% APR (variable)
  • 0% on balance transfers for the first 18 months (2.89% fee) . Transfers must be made within 3 months of account opening
  • 0% on purchases for 28 months
  • No cash fee when you purchase Post Office Travel Money
  • No fees on purchases overseas
  • No annual fee

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Must have an annual income of at least £8,000
  • No outstanding CCJs