opus Classic

 APPLY ONLINE

Credit Needed
Bad Credit
  • Check your eligibility for this card before you apply
  • Move cash into your bank account with Money Transfers
    (3% fee (£3 min))
  • opus can accept people with limited or no credit history
  • Flexible payment dates
  • Starting credit limit of £250 to £1,200
  • You must be aged 18+, a UK resident, without CCJs in the past 12 months
  • Representative APR (variable)
    34.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £0
    Credit Needed
    Bad Credit

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.95% p.a. (variable)


opus Classic credit card

The opus card offers cash straight into your bank account and they can accept applicants with little or no credit history.

Key features of this card

  • Representative 34.9% APR (variable)
  • Check your eligibility for this card before you apply
  • Move cash into your bank account with a money transfer (3% fee, £3 min)
  • Flexible payment dates available to keep you on top of your finances
  • Start with a credit limit of £250 - £1,200
  • opus can accept people with limited or no credit history
  • Manage your account online

Acceptance criteria

  • Aged 18 years or over with a bank account
  • UK resident
  • Not been registered bankrupt in the past 18 months or have proceedings against you
  • Not received any CCJs in the past 12 months