Ocean Credit Card

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Credit Needed
Bad Credit
  • Features a QuickCheck service that tells you before you apply if you will be accepted. This does not harm your credit score
  • Credit Limits up to £1,500
  • One simple interest rate for all transactions
  • Free text alerts to help you stay in control
  • Contactless payment up to £30
  • Must be a UK resident on the electoral roll, and have some history of managing credit
  • Representative APR (variable)
    34.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £0
    Credit Needed
    Bad Credit

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)


Ocean Finance

Ocean Finance credit card has many benefits to help you stay in control of your finances, including a small credit limit of £1,500, one interest rate for all your transactions and a mobile app to manage your account online or on your smartphone anytime.  This card is ideal if you're trying to improve your credit history.

Key features of this card

  • Representative 34.9% APR (variable)
  • Features a QuickCheck service that tells you before you apply if you will be accepted. This does not harm your credit score
  • No Annual Fee
  • Up to £1,500 in spending power
  • Free text alerts to help you stay in control
  • One simple interest rate for all your transactions
  • 3 additional cardholders can be added, but remember, you're liable for all transactions on your account
  • Spread your payments
  • Manage your account online

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • On the electoral roll
  • Able to show some history of managing your credit