M&S Bank Shopping Plus

 APPLY ONLINE

Credit Needed
Good Credit
  • A bonus points voucher for 500 M&S points worth £5 when you spend in food, clothing or home at M&S
  • 0% on balance transfers and purchases for 25 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • A bonus points voucher for 500 M&S points worth £5 when you spend in food, clothing or home at M&S
  • 0% on balance transfers and purchases for 25 months
  • Use your credit card when you buy your travel money and you will not have to pay the standard 2% fee
  • M&S rewards - earn M&S points every time you shop with your card
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 25 months
    Balance Transfer Fee
    2.90%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


M&S Bank Shopping Plus Credit Card summary

M&S Bank Shopping Plus credit card gives you 0% on balance transfers and purchases for 25 months and you can earn M&S reward points everytime you spend on the card.

Key features of this credit card

  • Representative 18.9% APR (variable)
  • 25 months shopping with no interest to pay
  • 0% on balance transfers for 25 months (2.9% fee applies, min £5)
  • Earn M&S Reward points
  • Save up to 10% on the exclusive Travel Club
  • Use your credit card when you buy your travel money and you won't have to pay the standard 2% fee, plus get great rates on commission free currency
  • Collect your free of charge M&S magazine in store
  • A bonus points voucher for 500 M&S points worth £5, when you spend in food, clothing or home at M&S
  • Check your eligibility for this card without affecting your credit rating

Acceptance criteria

  • Minimum Age: 18 Years
  • UK resident
  • A new M&S Credit card account cannot be opened if you have held a credit card with M&S within the previous 12 months

You will be asked for:

  • Your income and employment details
  • The account number and sort code of your bank or building society
  • An email address
  • Your previous address, if you have lived at your current address for less than 3 years