M&S Bank Reward Plus

 APPLY ONLINE

Credit Needed
Good Credit
  • £20 M&S reward voucher on your first spend
  • Double M&S points on all your M&S shopping for the first 12 months
  • 0% on purchases for 6 months
  • 0% on balance transfer for 6 months, available for 90 days from account opening (2.9% fee, min £5)
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • £20 M&S reward voucher on your first spend
  • Double M&S points on all your M&S shopping for the first 12 months
  • 0% on purchases for 6 months
  • 0% on balance transfer for 6 months, available for 90 days from account opening (2.9% fee, min £5)
  • Check your eligibility for this card without affecting your credit rating
  • To apply for an M&S Credit Card you have to be a UK resident aged 18 or over
  • A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 6 months
    Balance Transfer Fee
    2.90%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


M&S Bank Reward Plus Credit Card summary

M&S Bank Balance Reward Plus credit card offers a sign-up £20 voucher, double M&S points in your first year of holding the card, and 6 months interest free on both balance transfers and purchases

Key features of this credit card

  • Representative 18.9% APR (variable)
  • £20 M&S reward voucher on your first spend
  • Double M&S points on all your M&S shopping for the first 12 months
  • 0% on balance transfers for 6 months (2.9% fee applies, min £5)
  • 0% on purchases for 6 months
  • Preferential rates when you use your M&S credit card to order M&S Travel Money (with no cash advance fee, plus up to 55 days interest free credit)
  • Manage your account online
  • Collect your free of charge M&S magazine in store
  • Up to 55 days interest free credit (when you pay your balance on time and in full each month)
  • Check your eligibility for this card without affecting your credit rating

Acceptance criteria

  • Minimum Age: 18 Years
  • UK resident
  • A new M&S Credit card account cannot be opened if you have held a credit card with M&S within the previous 12 months

You will be asked for:

  • Your income and employment details
  • The account number and sort code of your bank or building society
  • An email address
  • Your previous address, if you have lived at your current address for less than 3 years