Luma Credit Card

Luma credit card summary

Luma credit card:  A credit card with 35.9% Representative APR (variable).

Key features of this card

  • 35.9% Representative APR (variable)
  • Great for credit building - even if you are new to credit or have other issues with your credit rating
  • Luma could still accept you even if you’ve had CCjs in the past
  • Fraud Protection
  • Easy to manage credit limit - up to £1,500
  • Online account management
  • No annual fee

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • Must be on the electoral roll
  • Must not have been declared bankrupt in the last 12 months
  • Must not already have a Luma credit card

Representative Example: 35.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 35.9% p.a. (variable)

Representative APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
35.9% n/a 0.00% £0 Bad Credit offer credit card comparison tables which are free for people to use, but we do receive commissions from the issuers we refer custom to. The product above is just one of many we feature, so please ensure you have checked details of all possible alternatives (using our other tables found via the left hand navigation) before applying.
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