Lloyds Bank Platinum 40 Month Balance Transfer

 APPLY ONLINE

Credit Needed
Good Credit
  • Up to 40 Months 0% Balance Transfer (1.69% Fee - Initial fee of 3.00% is applied, then 1.31% is refunded) on balances transferred within the first 90 days of opening the account
  • 0% for 6 months on purchases
  • Contactless payment enabled
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not have any CCJs, not currently bankrupt, and not subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 40 months
    Balance Transfer Fee
    1.69%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)


Lloyds Bank Platinum 40 Month Balance Transfer credit card summary

Lloyds Bank Platinum 40 Month Balance Transfer credit card has up to 0% for 42 months on balance transfers (1.69% admin fee applies).  Manage your account online plus cover against fraud when shopping online.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% for 40 months on balance transfers (1.69% fee - Inital fee of 3.00% is applied, then 1.31% is refunded)
  • 0% on purchases for 6 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online
  • No annual fee
  • Card replacement service if you lose it

*The APR and promo period are dependent on your personal circumstances - At least 51% of customers will get 0% on balance transfers for the first 40 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 40 months and a rate of 21.9% (variable), or 0% on balance transfers for the first 20 months and a rate of 27.9% APR (variable)

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Must have a regular income
  • Must be free from any CCJs, not currently bankrupt, and not subject to an IVA