Lloyds Bank Platinum 32 Month Balance Transfer

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Credit Needed
Good Credit
  • 0% for 32 Months on Balance Transfers (0.8% fee in the first 90 days - 3% fee thereafter)
  • £20 cashback on the first balance transfer made within 90 days of account opening - offer exclusively online until 16th May 2017
  • Contactless payment enabled
  • Apple Pay enabled payments
  • Minimum £100 balance transfer
  • APR is dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, with a regular income, and be free from CCJs, not be currently bankrupt, or subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 32 months
    Balance Transfer Fee
    0.80%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)


Lloyds Bank Platinum 32 Month Balance Transfer

Lloyds Bank Platinum 32 Month Balance Transfer card can provide an instant decision (in most circumstances), along with 0% on balance transfers for 32 months, as long as you stay within your credit limit and your monthly payments are on time. Other benefits include 0% on purchases for 12 months, online fraud protection and no annual fee.

Key features of this card

  • Representative 18.9% APR (variable)*
  • 0% on balance transfers for 32 months on balances transferred within the first 90 days (0.8% fee applies)
  • *£20 cashback on the first balance transfer made within 90 days of account opening - offer exclusively online until 16th May 2017
  • For any balance transfers made after the first 90 days a 3% fee applies
  • Minimum £100 balance transfer
  • 0% on purchases for 12 months
  • Instant Decision (in most circumstances)
  • Online fraud protection when purchasing on the Internet
  • Card replacement service
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • No annual fee
  • Online account management

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Have a regular income
  • Free from any CCJs, bankruptcy, or IVAs

* You will be paid £20 cashback on your initial balance transfer made within the first 90 days of account opening.
The £20 cashback will be paid into your credit card account within 90 days of the balance transfer being made and will appear on your statement as ‘Balance transfer cashback’. Your cashback will be applied to the balance you transferred.