HSBC Credit Card

 APPLY ONLINE

Credit Needed
Good Credit
  • £25 cashback for a limited period - Offer ends 01 March 2018 (T&Cs apply)
  • 0% interest on balance transfers for 32 months from account opening (1.4% fee - £5 minimum) - Applies on balances transferred within the first 60 days of account opening (At the end of the promotional period, Balance Transfers and Purchases will revert to the standard variable rate)
  • 0% interest on purchases for 3 months
  • Enjoy the benefits of the Home&Away rewards programme, which offers instant discounts on well-known brands, both in the UK and right across the globe
  • Manage your finances on the move with the HSBC Mobile Banking App (device restrictions apply)
  • APR dependent on your personal circumstances
  • Must be 18 years or over, a resident of the UK, Channel Islands or the Isle of Man, with annual income before tax of at least £8,500
  • Credit is subject to status
  • £25 cashback for a limited period - Offer ends 01 March 2018 (T&Cs apply)
  • 0% interest on balance transfers for 32 months from account opening (1.4% fee - £5 minimum) - Applies on balances transferred within the first 60 days of account opening (At the end of the promotional period, Balance Transfers and Purchases will revert to the standard variable rate)
  • 0% interest on purchases for 3 months
  • Enjoy the benefits of the Home&Away rewards programme, which offers instant discounts on well-known brands, both in the UK and right across the globe
  • Manage your finances on the move with the HSBC Mobile Banking App (device restrictions apply)
  • APR dependent on your personal circumstances
  • Must be 18 years or over, a resident of the UK, Channel Islands or the Isle of Man, with annual income before tax of at least £8,500
  • Credit is subject to status
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 32 months
    Balance Transfer Fee
    1.40%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


HSBC Credit Card Summary

With this credit card, HSBC are offering 32 months interest free on balance transfers and 3 months interest free on purchases.

Key features of this card

  • 18.9% Representative APR (variable)
  • £25 cashback for a limited period only - Offer ends 01 March 2018 - See HSBC website for full T&Cs
  • 0% interest on balance transfers for 32 months
  • This offer applies to balances transferred within the first 60 days of account opening*
  • 0% interest on purchases for 3 months from  account opening
  • Access to the Home&Away rewards programme, which gives you instant discounts from well known brands, both in the UK and right across the globe
  • Add your partner or a family member to your account (additional card holder must be over 18) to get the most out of your credit card
  • Contactless payment for items up to £30 (subject to status)
  • Online account management or manage your accounts whilst on the move with the HSBC Mobile Banking App (device restrictions apply)
  • No annual fee
  • Credit is subject to status

*At the end of the promotional period, Balance Transfers and Purchases will revert to the standard variable rate

Acceptance criteria in addition to credit check

  • Must be 18 years or over (and not hold an HSBC Basic Bank Account)
  • Must be a resident of the UK, Channel Islands or the Isle of Man
  • Must have an annual income or pension before tax of £8,500 or more