Halifax Low Fee Balance Transfer Offer

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Credit Needed
Good Credit
  • 0% for up to 32 months from account opening on balance transfers within the first 90 days
  • 0.70% effective fee applies on each balance transfer made in the first 90 days
  • 0% for 12 Months on purchases from account opening
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 or over, have a regular income, not have any CCJs, not declared bankrupt and not subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 32 months
    Balance Transfer Fee
    0.70%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Halifax Low Fee Balance Transfer Offer credit card summary

Halifax Low Fee Balance Transfer credit card has up to 0% for 32 months on balance transfers (0.70% admin fee).  Manage your account online using Online banking and mobile banking.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% for 32 months on balance transfers** (0.70% admin fee in the first 90 days - 3% thereafter)
  • Minimum £100 balance transfer
  • 0% on purchases for 12 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online using Online banking and mobile banking
  • Transfers and payments done in hours, not days, with Faster Payments
  • No annual fee
  • Card replacement service if you lose it

**At least 51% of customers will get 0% on balance transfers for the first 32 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 32 months and a rate of 21.9% APR (variable), or 18 months on balance trnasfers and a rate of 25.9% APR (variable)

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Must have a regular income
  • Must not be declared bankrupt, have no outstanding CCJs, and not be subject to an IVA