Halifax FlexiCard Credit Card

  • Take control of your spending - Spread the cost of big purchases by setting up instalment plans (from 2 to 36 months), then pay them off in regular monthly payments
  • A low representative rate of 6.4% APR (variable) on purchases and balance transfers*
  • 0% fee on balance transfers made within the first 90 days (3% fee thereafter)
  • Apple Pay enabled payments
  • *Credit limits and interest rates will vary based on your individual circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, be free from CCJs, bankruptcy, and not be subject to an IVA
  • Representative APR (variable)
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed

Representative Example: Representative 6.4% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 6.45% p.a. (variable)

Halifax FlexiCard Credit Card

Halifax FlexiCard is a new type of credit card, with a low interest rate on both balance transfers and purchases, and  a way to spread the cost of repaying on large purchases, so that you can pay it off with ease and without worry.

Key features of this card

  • Representative 6.4% APR (variable)
  • Spread the cost of large purchases (2 - 36 months), using the Halifax FlexiCard's instalment plan feature and repay at a rate you can afford
  • Remember that your monthly instalment plan payment is in addition to your minimum payment
  • 0% fee on balance transfers made within the first 90 days (3% fee thereafter)
  • Manage your card using Online Banking and Mobile Banking
  • Cover against online fraud and protection by Halifax Secure when you shop online with participating retailers
  • Make Faster Payments to your card within a matter of hours, giving you more flexibility and control over your finances
  • No annual fee
  • Worldwide use - Mastercard is accepted in over 36 million Mastercard locations worldwide



Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Must have a regular income
  • Must be free from bankruptcy, CCJs, and must not be subject to an IVA