Halifax Credit Card

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Credit Needed
Good Credit
  • 29 Months 0% Balance Transfer (No Fee for transfers made within 90 days - 3% thereafter)
  • 0% on purchases for 3 months
  • Manage your card online using internet banking & mobile banking
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, have no CCJs, not be currently bankrupt and not subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 29 months
    Balance Transfer Fee
    0.00%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Halifax Credit Card summary

Halifax Credit Card offers up to 0% for 29 months on balance transfers (No fee if balance is transferred within 90 days).  Manage your account online plus cover against fraud when shopping online.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% for 29 months on balance transfers made in the first 90 days of account opening  (no fee)
  • 0% balance transfer fee applies to balance transfers made in the first 90 days of account opening (3% thereafter)
  • 0% on purchases for 3 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Money Manager helps you keep track of your money accross different Lloyds bank accounts
  • Manage your account online
  • No annual fee
  • Card replacement service if you lose it

Acceptance criteria in addition to credit check

  • Minimum age: 18 years old
  • UK resident
  • Have a regular income
  • Not be declared bankrupt, have no CCJs, and not be subject to an IVA