Halifax 41 Month Balance Transfer

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Credit Needed
Good Credit
  • 0% on balance transfers for 41 months from account opening on balance transfers made within the first 90 days - 2.59% fee (3% is initially applied, then 0.41% is refunded) - 3% after this time
  • 0% for 3 months from account opening on purchases
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • Must be a UK resident, aged 18 years or over, have a regular income, not subject to an IVA or currently bankrupt
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 41 months
    Balance Transfer Fee
    2.59%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Halifax 41 Month Balance Transfer credit card summary

Halifax Balance Transfer credit card has up to 0% for 41 months on balance transfers (2.59% transfer fee).  Manage your account online using Online banking and mobile banking.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% for 41 months on balance transfers (2.59% transfer fee for each balance transfer made within 90 days - 3% is initially charged, then 0.41% is refunded - 3% fee after this time)
  • 0% on purchases for 3 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online using Online banking and mobile banking
  • Transfers and payments done in hours, not days, with Faster Payments
  • No annual fee
  • Card replacement service if you lose your card

Acceptance criteria in addition to credit check

  • Minimum Age: 18 Years
  • UK resident
  • Must have a regular income
  • Must not be declared bankrupt, have any outstanding CCJs, or be subject to an IVA