Halifax 30 Month Purchase Card


Credit Needed
Good Credit
  • 0% interest for 30 months on purchases
  • 0% for 6 months from account opening on balance transfers (3% fee)
  • Free cover against online fraud
  • Apple Pay enabled payments
  • APR dependent on applicant circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income of at least £20,000 p.a., not have any CCJs, be subject to an IVA or be currently declared bankrupt
  • Representative APR (variable)
    Balance Transfer APR
    0% for 6 months
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

Halifax 30 Month Purchase credit card summary

Halifax Balance Transfer credit card has 0% for 30 months on purchases and 0% for 6 months on balance transfers (3% admin fee applies if within 90 days, and 3% after that period).  Manage your account online plus cover against fraud when shopping online.

Key features of this card

  • Representative 18.9% APR (variable)*
  • 0% for 30 months on purchases
  • 0% on balance transfers for 6 months (3% fee)
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online
  • Transfers and payments completed in hours, not days with Faster Payments
  • No annual fee
  • Card replacement service if you lose it
  • APR offered is dependent on individual circumstances

*At least 51% of customers will get our best offer of 18.9% APR (variable).  Others will get a representative rate of 21.9% APR (variable), or a representative rate of 25.9% APR (variable)

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident
  • Have a regular income of at least £20,000 p.a.
  • Not be subject to an IVA, be declared bankrupt, or have any CCJs