Halifax 26/26

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Credit Needed
Good Credit
  • 0% interest for the first 26 months on balance transfers (2.95% fee applies for the first 90 days, then 3% applies thereafter)
  • An initial balance transfer fee of 3% applies, then 0.05 is refunded within 90 days
  • 0% interest on purchases for the first 26 months
  • Cover against online fraud with Halifax Secure
  • Easy to manage your card online
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not be subject to an IVA, not be currently bankrupt, or have any outstanding CCJs
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 26 months
    Balance Transfer Fee
    2.95%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Halifax 26/26 Credit Card

Halifax 26/26 credit card has up to 0% for 26 months on balance transfers & purchases (2.95% admin fee applies).  No annual fee.

Key features of this card

  • 18.9% Representative APR (variable)
  • 0% for 26 months on balance transfers (2.95% fee)
  • 0% on purchases for 26 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online
  • No annual fee
  • Card replacement service if you lose it

Acceptance criteria in addition to credit check

  • Aged 18 and over
  • A UK resident
  • Must have a regular income
  • No CCJs, no bankruptcy, no IVA