Capital One Classic

 APPLY ONLINE

Credit Needed
Bad Credit
  • Designed for people with bad credit or building credit
  • More access to credit over time with up to two optional credit limit increases offered every year
  • The rate you see here is the rate you will get if accepted
  • Simple online servicing helps you stay in control
  • Pay for items Contactlessly
  • Must be a UK resident, aged 18 years or over
  • Must have had credit in the UK previously
  • To potentially be eligible for credit limit increases, use your card sensibly by making your monthly minimum payment on time and staying below your credit limit. Not doing so could harm your credit rating
  • Representative APR (variable)
    34.9%
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £0
    Credit Needed
    Bad Credit

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)


Capital One Classic credit card summary

The Capital One Classic credit card has many benefits to help you stay in control of your finances, including, a small credit limit of up to £1,500.  This card is ideal if you're trying to improve your credit history.

Key features of this card

  • Representative 34.9% APR (variable)
  • Up to two optional credit increases offered every year
  • The advertised rate is the rate you will get if your application is accepted
  • No Annual Fee
  • Credit limit from £200 up to £1,500

Before applying, remember that:

  • Aged 18 years or over
  • UK resident
  • You must be on the electoral roll
  • You must have had credit in the UK previously