Credit Needed
No Credit Check
  • Get £5 cashback when you register with bread
  • Load funds directly from a UK debit card
  • Available to all UK residents aged 18 or over
  • Earn cashback when shopping at over 1,000 leading online stores
  • Instant approval if over you are over 18 and a UK resident, subject to ID check
  • Set Up Fee
    Reload Fee
    ATM Fees
    UK: £1.50
    Abroad: £1.99
    Transaction Fees
    UK: £1.50
    Abroad: £2.75
    Credit Check


Bread Prepaid card summary

Bread Prepaid Card is ideal for people who want to control their finances or have little or no credit history. Top up from any Post Office branch, Paypoint or standing order/BACS.

Key features of this card

  • View your balance online for free or by phone or text (charges apply)
  • Valid for two years
  • Ideal for people who like to have control of their budgets, parents wanting to support children at university or college, damaged or no credit history
  • Top up at any Post Office branch, Paypoint or by BACS or standing order (directly from a bank account)

Acceptance criteria in addition to credit check

  • Aged 18 Years or over
  • UK resident